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is it legal

a few months ago i stupidly took out a logbook loan. i was desperate and needed the money to pay other debts.the thing is the car and logbook are in my wifes name although my wife knew what i was doing when the agent called for us to sign the loan agreement my wife had been called away. to save him coming back the agent forged my wifes signiture on the loan agreement.i know it sounds strange but it happened and the agents forged signitue looks nothing like my wifes is the loan legally binding can anyone help please
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Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Now now, at the time you were quite willing to go along with this 'forgery'. Both of you have committed fraud.

    You borrowed it, you have to pay it back
    .
    No one here is going to help you to avoid paying it which is basically what you are asking.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • malkyh
    malkyh Posts: 1,085 Forumite
    mancini61 wrote: »
    a few months ago i stupidly took out a logbook loan. i was desperate and needed the money to pay other debts.the thing is the car and logbook are in my wifes name although my wife knew what i was doing when the agent called for us to sign the loan agreement my wife had been called away. to save him coming back the agent forged my wifes signiture on the loan agreement.i know it sounds strange but it happened and the agents forged signitue looks nothing like my wifes is the loan legally binding can anyone help please

    It really depends what reason you are asking. Far from me to judge, but it now appears like you are looking for a way out of paying back what you were happy to borrow.

    Please correct me if I am wrong.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Or maybe get the loan written off and the two parties involved should be prosecuted for fraud?
    Space available for rent
  • Janie4Now
    Janie4Now Posts: 331 Forumite
    What did you want help with? Legal advice for fraud, divorce or debt recovery?

    No help required. You borrowed the money, you need to pay it back.
    ....Practically Perfect in Every Way......:grinheart
  • Wife knew
    . . . Are you sure?
    she was called away
    . . . convenient
    agent forged her signature
    . . . what?

    Is this a wind up?
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why were you desperate for the loan ?
    Were things tight ?
  • Simply unbelievable.

    Happy to go along with the fraud to get the loan - now suddenly seen the light to get out of it.

    You're party to the fraud - so please report it and go down as well.
  • pauletruth
    pauletruth Posts: 1,133 Forumite
    poor wife. your wife may have a very good case for fighting the loan. however you would be shall we say stuffed. were did the money go you or your wife's account.
  • And believe me, they WILL take your car if you don't repay.

    Asking from experience? I only wish I weren't.

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're stuck really .... the sort of person that would forge a signature on your doorstep .... knows where you live and will have a lot of spare time on their hands if they're sacked....
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