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Going absolutely mental trying to renew my car insurance - ANY HELP!??!?!

Ok, so my car insurance is up for renewal. So it comes thru the post, as 1900 for the year (around 200 a month, which is nicely cheaper than the 2500 premium the year before, so i should be happy right?) WRONG!

Online, I typed in the exact same details, infact I LOWERED my excess and UPPED my milage, and it came out being 900 pounds for the year (which would work out around 100 a month).

Now when I tell them I want to pay by direct debit, on the phone to DIAMOND (the devil's insurer), they tell me there is no option and they CANNOT TELL ME WHY, AS THEY DO NOT KNOW!!!!!

What on EARTH am I meant to do? I literally can't and won't pay 900 pounds upfront, and have been paying for direct debit for the last year? So what on earth can I do? I've spoken to all different departments (customer service, renewals, new quotes, everyone, payment side of the company) and NO1 can give me any relief. I really need advice as they cannot just leave it as they can't tell me why, or do anything about it. What on earth do I do?

Someone HELP!!!

Comments

  • tonyh66
    tonyh66 Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    change insurer?
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    What on earth do I do?
    Stick it on a credit card and pay it off monthly? Should still be cheaper than £1900.
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    If one company can quote you cheaper -presumably another can.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • forgotmyname
    forgotmyname Posts: 33,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Im guessing...

    Changing the excess and mileage got you a new company, But to offer that low premium their criteria is that they want people who can afford to pay the premium in full.

    Take out a loan or CC to pay for it in full? Or get a different company.
    Censorship Reigns Supreme in Troll City...

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