Accidental damage to road sign, who pays?

Hello.

I would like informed answers to what would happen in this situation:

In a single vehicle accident the vehicle has skidded off the road and collided with a road sign. The sign was knocked over and damaged.

The driver had insurance. Who pays for the sign replacement/repairs/reinstallation? This happened in the UK on the M54.

Thanks
Tom
«1

Comments

  • kingstreet
    kingstreet Posts: 39,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The driver, normally via their insurance. The Highways Agency bills the insurer IIRC.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • fivetide
    fivetide Posts: 3,811 Forumite
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    kingstreet wrote: »
    The driver, normally via their insurance. The Highways Agency bills the insurer IIRC.

    This.

    Remember a chap I worked with gettign a bill for reversing his van into a lamp post and this was what happened.

    5t.
    What if there was no such thing as a rhetorical question?
  • rxbren
    rxbren Posts: 413 Forumite
    depends if your insurance covers you for it if not its down on you
  • rxbren wrote: »
    depends if your insurance covers you for it

    It does.

    Road Furniture qualifies as a Third Party.
  • Were the authorities notified of who had knocked over the sign? If not, then they have no way of knowing who did it and the responsible person will never hear about it again.

    If the authorities were notified, then the responsible person will have to wait ages before the relevant local or highways authority replace the sign post and then seek recovery. He will get the bill and then pass it to the relevant insurer.

    It is not uncommon for councils to take upto a year to claim back such costs and the actual costs can be eye watering!
  • Nearly_Old
    Nearly_Old Posts: 482 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 3 October 2012 at 5:19PM
    waitetom wrote: »
    Hello.

    The sign was knocked over and damaged.

    The driver had insurance. Who pays for the sign replacement/repairs/reinstallation? This happened in the UK on the M54.

    Thanks
    Tom
    Maintenance on the motorway and primary trunk road has been privatised for a number of years now and the relevant Agent is responsible for identifying the culprit and billing them for the repair costs.

    In the 15 years that I was involved there were a number of incidents including: a colleague's wife damaged a safety fence and he had to present her with the bill. After a collison between HGVs carrying various chemicals the total bill was >£250k. 4 people spending a day pieceing together bits of a shattered numberplate so we could bill the HGV driver who had damaged 250m of safety fence and just driven off.

    It's also usually quite a quick process on the primary network now as some of the newer Agency Agreements make the contractor responsible for the cost and they want their money asap.
  • Crabman
    Crabman Posts: 9,942 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I knew I'd heard Radio 4 talk about this general subject - here's a link:

    http://www.bbc.co.uk/programmes/b01kjgp5

    (starts at 5 mins into the programme)
  • Crabman wrote: »
    I knew I'd heard Radio 4 talk about this general subject - here's a link:

    http://www.bbc.co.uk/programmes/b01kjgp5

    (starts at 5 mins into the programme)
    Unfortunately the comments, particularly by the AA spokesman, were factually incorrect in saying that these are "new" charges as they are covered by the 1980 Highways Act. Generally before privatisation the Highways Agency's agent would be the local council and they were supposed to recover these costs but they weren't very efficient at doing so. I started in motorway maintenance in 1986 working on one of the first privatised sections and we had 2 people working on preparing and issuing invoices. In an average year the cost of repairing damage from spillages, accidents, etc was circa £750k which was a significant amount. As there were annual budgets not recovering these costs would have resulted in less overall maintenance.
  • kingstreet
    kingstreet Posts: 39,191 Forumite
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    I mentioned the Highways Agency as the OP asked about an accident on a motorway. The HA can of course subcontract such issues to private contractors for motorways and trunk roads.

    In the case of "normal" roads, responsibility still rests with county councils and unitary authorities, but they can also subcontract to third parties.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • forgotmyname
    forgotmyname Posts: 32,845 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I use the M54 a lot.. I always wondered how can you crash on a fairly straight stretch of road..
    That copper managed to do (165mph)? Without incident.

    Not pointing fingers but curious as to how your incident happened.
    Censorship Reigns Supreme in Troll City...

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