We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Young saver... needing advice from the wise!

Options
Hello everyone!

I've always been rather thrifty, hugely influenced by my mum but I need it now more than ever.

I'm 20 and I live my 23-year-old boyfriend of 3 years. I'm a student and he is a graduate having working in full time employment for 1 1/2 years.

I get almost nothing from the loans company and no other income.

I worked over the summer and earnt a decent amount however that soon went on rent and buying furniture etc for the flat we moved into in August.

I'm trying really hard to save as much as I can.

My boyfriend isn't as intent on saving as I am and spends if he wants whereas I scrutinise the prospective item to see if it's needed.

Does anyone have any ideas as to how I can get him interested in saving?

We have set limits for Christmas presents for both our families and each other which I feel will help us concentrate on getting things we'd really enjoy.

We have a joint account for food and have a strict budget but sometimes I will find he's gone out and bought luxeries like ice cream, which is nice as a treat but I so can't afford it... i'm not talking neopolitan!!

I really want him to get involved, he's saving a certain amount a month but I don't think it's enough compared with his outgoings.:)

Any tips to save on anything welcome, thank you!

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    First Post First Anniversary
    Options
    Whenever he gets paid, put money into a savings account. He can only spend whats in his account.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 344.3K Banking & Borrowing
  • 250.5K Reduce Debt & Boost Income
  • 450.2K Spending & Discounts
  • 236.4K Work, Benefits & Business
  • 609.9K Mortgages, Homes & Bills
  • 173.6K Life & Family
  • 249.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards