Wednesday 3rd October- What small DFW things will you be doing today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning, hope you're all chipper! :j to hump day

Small things:

* [STRIKE]check banking[/STRIKE]
* [STRIKE]call water board and advise of moving[/STRIKE]
* [STRIKE]all meals from stores, chicken out of freezer for dinner, oh lo for lunc[/STRIKE]h
* [STRIKE]check onepoll[/STRIKE]
* [STRIKE]read martin's email [/STRIKE]
* do gas & elec search for new property
[STRIKE]* pack up food not going to use - tins ect[/STRIKE]
* add travel ins to the list of peeps we need to tell about the move
[STRIKE]* NSD[/STRIKE]
[STRIKE]* going to committee meeting this evening so that should keep me out of spending's way![/STRIKE]
[STRIKE]* go for a walk at lunchtime and pay in cheque received from [/STRIKE][STRIKE]
extra ppi :j[/STRIKE]


* filled in council tax moving house form
* [STRIKE]infomed water board moving and set up new account[/STRIKE]

ok that's my lot I think! Have a great day :beer:

Its a month today since I quit smoking! My smober stats say I have saved around £80!

WantToBeSE

Good morning DNM.

Today i will be:
writing my meal plan for next week
writing my budget for next week
post ebay parcels

brokemedic

Good morning all...

Today I will be:

checking my banking (no amazon credit yet:()
packed lunch/drinks ready and waiting lol
pack up book to post tmrw - sold last night
go through rest of amazon books to make sure they are priced competitively
meal from freezer tonight (one of the perks of living in hospital accomodation in the middle of nowhere is that there are no take-aways to tempt me at the end of a long shift lol:rotfl:)

stitching_witch

Good morning good people (and you bad ones too ). Thanks for starting us off today DNMS.

I've already had a productive morning, but now relaxing with the laptop and a cuppa!

My list so far:

• breakfast from stores - toast with HM jam
• fed and watered the chickens
• WM ran on Economy 7
• washing up done on Economy 7
• HC hung on airer - rain due today
• checked banking - BGas refund still not in :mad:
• checked for surveys - nothing yet
• HM granola in slow cooker
• chicken carcass boiling on stove

I will also:

• phone leather supplier to chase 2 skins I ordered two weeks ago
• call BGas re refund
• call accountant re Tax rebate - waiting for about £350
• lunch from stores
• get into sewing room this afternoon to make a large corset sample for a drag-queen coming for a fitting next week
• write a goals list for October
• keep heating off all day
• strip chicken carcass and make a chunky broth for dinner with bottom of fridge veg and pulses
• have an NSD

Hope everyone has a good Wednesday and I'll catch up later,
stitchy x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off this morning

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

Sunny but very cold here and rain forecast again (will probably be 3pm when stood in school yard, lol). Today I will try:

Check Banks - Done
Check swapits - Done
Walk dog x3 -
Work (11.30 - 1.30) - Done
Keep up to date on Emails -
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores -
Food Tracker - in progress (37lbs off so far)
Read (library book - Lesley Pearse "Belle") - in progress
Comps -
10 mins on Yantra Mat -
Relax -

Well better get off and make a start, hope you all have a great day, love and best wishes to you all

C xx

determined_new_ms

stitching_witch wrote: »

Good morning good people (and you bad ones too ). Thanks for starting us off today DNMS.

lol not sure which catagory I come under! :rotfl:

Stitchy sorry I didn't reply to your question yesterday sewing group went very well, but I am very slow. I measured myself, cut out my pattern and am now pinning it to the materiel. Would like to do some at home but the teacher says no. I think it may take me the whole course to make 1 dress!

I am now going to do a few projects at home, once the moving madness settles. I am going to make a quilt for my bff's little bundle of joy/my niece or nephew and I have seen a couple of projects I am keen on. Am sure its going to be slow going though!

Think it'll e years before I reach your lofty heights and more realistically I will never have yoru talent! But a girl can dream eh??? :rotfl:

determined_new_ms

ziggy2407 wrote: »

Sunny but very cold here and rain forecast again (will probably be 3pm when stood in school yard, lol). Today I will try:

C xx

Thanks for the heads up, I'll make sure I'm in at 3!! :rotfl:

Pippilongstocking

DNM thanks for the thread as always a good un!

Ok so its the usual for me I'm afraid its boring but necessary

Banks
CC's
HM brekkie and lunch and tea
Work to crack on with, lots of paperwork.
Probably time for a blog post - been ages
At home - pictures up at least some of them
Walk el woofo's somewhere local or at least on route to somewhere to save petrol
Deliver some stuff to town for work and do any 'town' things then.
Unpack some bags
Put council tax stuff back to council - will be passing so save a stamp
Finish off PVG form and put that away for new post

Not much today - got a fair bit of paperwork to catch up on - the joys of self employment!

Have a good un.

PurpleFairy26

Morning All - thanks for starting us off DNMS and hello to everyone :j Today I'm very as I have 3 days off work - I have only had one week off all year since Jan and really need it Have loads to do though so I'm on here to keep me on the straight and narrow:

• Tea from stores
• menu plan for next week
• get in garage and sort all baby clothes into ages (they were like this until we had a mouse infestation and they all had to be washed and a few discarded )
• Gather things to pack hospital bag
• after doing 2 above - make list of anything I may need - hopefully it will be blank
• List somethings on fleabay
• see if I can find some more things Zapper will take to take my amount to over £10
• Text friend about collecting my carpet cleaner, so I can clean the carpets in the spare room and DD room
• Clean above carpets if I can collect today
• Try and take 2 unwanted gifts back for a refund

Ok - just realised this list is large and some time consuming things on there - may roll some over until tomorrow

have a good day everyone:)

sibles

HAPPY HUMP DAY!!!
Congrats DNMS on your month! Really proud of you!
Today I am going on a present run at lunchtime - hope I might pick up a couple of christmas bargains, but specifically looking for one thing for a leaving gift.

Otherwise I have/will:
- food from stores
- clicks and searches
- transfer any money spent today from christmas account
- check linked in
- coins to their various pots
- write down spends
- log calories
- must try and do some exercise today, its been a while

Think that is all for me!
Have a great day lovelies!

xxx

WantToBeSE

Wow, you all have got loads done today!! I'd better up my game if i want to be organised!!