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I can't wait to join this forum!

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helpmepayit
helpmepayit Posts: 47 Forumite
edited 2 October 2012 at 2:25PM in Mortgage-free wannabe
Hi everyone, I have been reading so many inspirational stories on here about people paying their mortgage off faster than planned and I can't wait to join you all.
I have a few debts that should be all cleared within the next seven months (all going to plan) and I hope to be joining this forum then. Until then I will keep reading how well you are all doing and use you as well as the really helpful, nice people on the debt free wannabe forums xxx
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Comments

  • justinj
    justinj Posts: 50 Forumite
    Part of the Furniture Combo Breaker
    :money:Welcome:T
    Mortgage was £144,308.70 (12.1.10):eek:

    Mortgage now £79,046.09 (30.11.15):money:
  • Laurz29
    Laurz29 Posts: 14 Forumite
    Hi!! Big congrats on starting to clear you're debts, looks like you are doing a fab job so far. :j
    X x x
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Helpmepayforit

    When I joined MFW 2009/12 thread---I just added 8k debt to mortgage for a total of 48k----took me about 18 months to clear debt but over-all I could see balance monthly/yearly going down.

    There's a thread starting 12/12/12 to 12/12/15 MFW which you can join now if you want
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 3 October 2012 at 11:02AM
    Helpmepayit, good luck with clearing your debt before you start. People are really helpful and supportive.

    Look forward to seeing you start your journey

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi and welcome. Clearing debts and paying mortgage back required the same skills and savvyness so you can apply what you already know!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Welcome and good luck.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Welcome :j, to the 'enjoy paying loads of money off', thread. Good Luck.:)
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
  • Hi, thanks everyone for your lovely welcoming messages. I wish I could get started right now but have debts to pay off :0(
    When I do come on board we are hoping to overpay by about £400 per month, all being well. We have ££77,000 left to pay on our mortgage over another 22.5 years so not too bad. So excited to get started xx
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    You can join thread then just say to clear debt---then change objective to mortgage
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
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