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mortgage lenders what do they look for
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fkelanne
Posts: 706 Forumite
my partner has 1 child which he never sees but pays £5 a week for, on his applacation he said he didnt have any kids. will they find out that he has?
savings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-
0
Comments
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Not unless his maintenance is paid via the CSA or shows as "child maintenance" on his bank statements.0
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ye it does but they havent asked for his bank stats? just id and payslips?
well it says child supsavings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-0 -
Why did he say that he doesn't have children? After all, £5 per week in child support is not really going to make a big difference to the lending decision.0
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because he forgot bout it, he doent even no that he is the father and we thought it might make the amout we can borrow go down alotsavings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-0 -
I'm sure if your partner disputed paternity the CSA would have arranged DNA paternity testing, its standard practice - they do not take any money until paternity is either admitted or proved via DNA testingI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
all i want to no is will this affect the amount of mortgage he will be aloud?savings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-0 -
i don't know if CSA payments come up on credit searches, a mortgage advisor will probably know that. But £5 per week won't make a lot of odds.0
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ok thanks mad jocksavings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-0 -
It will reduce your borrowing amount by a maximum of £60I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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