What happens if the wall falls down ?

Acc72

Hello all,

I am looking for some advice.

I live in a semi-detached house. Between our house and the non-joining neighbour, the neighbour had a 6 foot high brick wall buils that runs from the front gate right through to the back gate.

When they built the wall, they incorporated an archway that joined on to their house and it now looks as though the arch is pushing the wall out (the arch itself is cracked and has visibly moved).

The wall has definitely moved, and I assumed that if it ever fell down - damaging my car etc. (hopefully not injuring a person) then next doors insurance would sort it out.

The way the wall is bulging, if it ever falls then it will fall to my side.

However, a visitor brought this up to day and said that we might have problems as it is an adjoining wall I may therefore be partly responsible ?

I haven't mentioned this to my neighbour (as I assumed that it was his responsibility) - any advice ?

I was just going to mention this to my neighbour the next time I bumped into him (rather than creating an issue).

What do others think ?

RAS

Start by checking your deeds. Whose responsibility is the wall on them?

pinkshoes

1. check your deeds to see if you are jointly responsible at all.

2. speak to your neighbour and point out that the wall is moving. They might not have noticed!

I live in an area with lots of dry stone walls, and so many seem to have gone over this year!

societys_child

The deeds will possibly show who has responsibility for the boundary or whether it's shared.
Even if the deeds show it is your boundary, I would think that the owner of the wall is responsible if it fell and caused damage particularly as the wall is linked by an archway to the neighbours house.

To cover yourself, you really do need to point out the movement to the neighbour (in writing if necessary)

scaredlady

Acc72 wrote: »

Hello all,

I am looking for some advice.

I live in a semi-detached house. Between our house and the non-joining neighbour, the neighbour had a 6 foot high brick wall buils that runs from the front gate right through to the back gate.

When they built the wall, they incorporated an archway that joined on to their house and it now looks as though the arch is pushing the wall out (the arch itself is cracked and has visibly moved).

The wall has definitely moved, and I assumed that if it ever fell down - damaging my car etc. (hopefully not injuring a person) then next doors insurance would sort it out.

The way the wall is bulging, if it ever falls then it will fall to my side.

However, a visitor brought this up to day and said that we might have problems as it is an adjoining wall I may therefore be partly responsible ?

I haven't mentioned this to my neighbour (as I assumed that it was his responsibility) - any advice ?

I was just going to mention this to my neighbour the next time I bumped into him (rather than creating an issue).

What do others think ?

Hii I was under the impression that if the wall did fall down and damage your car, you would have to claim under YOUR insurance, who may then try and claim the money from his insurers. My thinking behind this is that I knew some one who had a tree fall down on the neighbours garden, and the neighbours had to claim from their insurance

thelem

Rather than working out whose insurance to claim on when the wall falls down, how about repairing the wall so it doesn't fall down?