Please comment on my funds

Any

N1AK wrote: »

If you go with an index tracker then the fund is effectively 'unmanaged' the fund will buy shares in the companies that make up the index being tracked based on capitalisation (things like P/E trackers are coming about but not common).

This means that ever FTSE 100 index tracker will buy the same amount of the same shares; that is how the represent the index. For this reason TER is much more important to a tracker than who is running it.

Just to be clear. I have nothing against your choices, for example Invesco. I was asking you to challenge yourself on your level of knowledge and decide whether YOU think it is enough to give you a competitive edge when picking funds

I wish you the best of luck with your portfolio and hope you keep us updated on how it all goes.

Yes, I know and I thank you. I was just saying that the last year performance, or the performance this year to date is not the only thing I am looking at when picking a fund.

However now looking back at why did I decide to go for Invesco I am suddenly unclear why in the end I decided on Invesco Perp over Investec... Have to review that before I buy it (I usually do just before I press the button anyway).