'Halifax official info disgracefully 18 months out of date' blog discussion

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This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it.
Please click 'post reply' to discuss below.
Read Martin's "Halifax official info disgracefully 18 months out of date" Blog.
Please click 'post reply' to discuss below.
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I'm riding high upon a deep recession...
0870 calls are included in my free minutes
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
I've never understood why people have said they bank with HBOS or speak of a HBOS banking licence. Halifax, Birmingham Midshires etc are all essentially brand names for Bank of Scotland.
Would you not be better calling Halifax or even Bank of Scotland with whom you have a savings account with?
Personally I've been with the Halifax since saving for and getting a mortgage in 1979 and their savings rates are a lot better than most. There's always been another account to rate-tart to when the initial year bonus rate expires. Plus I've had an extra percentage for having a reward account (not the one you pay for but the one that gives £5 a month).
Service in my local branches has been pretty good, unlike Lloyds or Nat West who are awful.
Now, of course, they are instead a nice revenue earner, and companies have absolutely no problem in swapping and switching numbers so as to maximise their revenue from us. Look how many dropped 0870 as soon as the revenue share ceased, and shifted over to 0844 (up to 5p/min) and 0871 (up to 10p/min) instead. Any company who does this is obviously there to milk their customers as much as they possibly can; what's shameful is how many people just don't realise how much these numbers will cost them.
I tried to close an account in March and was given a form, when I returned it Halifax would not accept it, the form having been withdrawn the previous September.
A complaint followed and Halifax replied although form has been withdrawn it can be used at managers discretion but also refused at managers discretion.
If you can work out any element of customer service etc in that reply let me know.