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How much can they demand?

Hi, I have been having trouble paying my electric bill with british gas. I was on Income Support until April of this year and paid £17 per week towards electric automatically. Now I have started work British Gas want at least £202 per month towards the bill ( It is £1700 as I was only paying £17 per week before work ) I have offered £80 per month, I work part time, 20 hours per week as I have a five year old an am pregnant. I only earn minimum wage, my take home pay is £484 a month, out of this i put £200 towards my rent, £80 child care an all the usual bills, food etc on top there really isnt enough left to pay £200+ for electric. My landlord has refused a pre pay metre an has told me I would be in breach of contract to have one installed. What do I do?

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Well your l/lord talks rubbish, as he doesnt own the meter for one. The recovery rate for people that work is higher, although goto the cab and do a soa. Is the father of the second child moving in?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Wywth
    Wywth Posts: 5,079 Forumite
    edited 30 September 2012 at 12:13PM
    laura0007 wrote: »
    Hi, I have been having trouble paying my electric bill with british gas. I was on Income Support until April of this year and paid £17 per week towards electric automatically. Now I have started work British Gas want at least £202 per month towards the bill ( It is £1700 as I was only paying £17 per week before work ) I have offered £80 per month, I work part time, 20 hours per week as I have a five year old an am pregnant. I only earn minimum wage, my take home pay is £484 a month, out of this i put £200 towards my rent, £80 child care an all the usual bills, food etc on top there really isnt enough left to pay £200+ for electric. My landlord has refused a pre pay metre an has told me I would be in breach of contract to have one installed. What do I do?

    Surely it's not up to your landlord. :huh:

    How can you have possibly accumulated a £1700 electricity debt since April?
    We don't use that amount in a whole year!

    You can request a PPM or perhaps the supplier will force one upon you if you don't come up with an acceptable repayment plan
    The supplier will normally allow a debt to be repaid over the period it originally accrued.

    A PPM will cost you far more than the best credit meter tariff, so be careful what you wish for.

    Furthermore, you may lose part of your deposit if the landlord incurs cost in returning the property back to the condition it was originally let to you in.

    And be aware, once the minimum term is over (typically 6 months) the LL can kick you out for no reason at all which, if he is the ogre you suggest, then he probably will if you don't get this sorted out.

    But then you know all this, don't you... :cool:
  • Terrylw1
    Terrylw1 Posts: 7,038 Forumite
    edited 2 October 2012 at 10:49PM
    The landlord can say what he/she likes, the supplier can easily obtain a warrant to fit a PPM and the landlords tenancy terms won't override the Utility Act!

    The landlord is not their customer and they are under no obligation to them.

    The only time a supplier would have an issue is if any drilling or resiting is required since you don't own the property.

    So, the first issue is to talk to the CAB to ensure you are covered under Unfair Contract Terms.
    :rotfl: It's better to live 1 year as a tiger than a lifetime as a worm...but then, whoever heard of a wormskin rug!!!:rotfl:
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    How on earth have you managed to amass a bill of £1700?? It would take me over 3 years to even use that amount of electricity!! :eek:
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • devonlad
    devonlad Posts: 3,254 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hello is that £1700 carried across from another year or something? that seems so much, mine is loads less with a household of four that forget to switch things of like nintendo wii etc?
    you could save lots of money by switching things of rather than standby.
    http://www.moneysavingexpert.com/deals/free-cheap-energy-monitors
    one of these monitors clamped around the energy supply will should allow you to observe what you are using in real time. you could then compare the costs of what you have used in a week/month. i bet yours would work out at about 30 to 40 a month. this type of montor can sometimes be had for free. contact your supplier explain your situation.


    The CAB can lend you an ear as well.
    The word about the scammers is spreading like marmite here in the westcountry.
    We workers all love it and the ppc hate it :rotfl:
  • devonlad
    devonlad Posts: 3,254 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi again just seen this,
    http://www.britishgas.co.uk/products-and-services/gas-and-electricity/our-energy-tariffs/clear-and-simple.html

    they quote 38 average a month by dd with 6% percent discount if pay by direct debit.
    http://www.britishgas.co.uk/products-and-services/gas-and-electricity/energysmart.html

    and you could get one of these meters as well

    good luck

    does your partner contribute towards bills as well?
    The word about the scammers is spreading like marmite here in the westcountry.
    We workers all love it and the ppc hate it :rotfl:
  • SwanJon
    SwanJon Posts: 2,342 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Follow the above advice and get on the best tariff, (watching for lock ins), montior your consumption etc.
    It sounds like no-one has mentioned the British Gas Energy Trust yet so they are definately worth a look.
    They are independent of British Gas, and may help you clear your feet
  • undaunted
    undaunted Posts: 1,870 Forumite
    The supplier is stil supposed to consider affordability not leave you penniless. As suggested try someone such as the C.A.B., Consumer Credit Counselling Service, Local Community Legal Advice Centre to help you draw up a financial statement & submit a realistic / reasoned proposal to them. If it's £80 it's £80 it sounds unlikely to be £200 or anywhere near. Good luck
  • SwanJon
    SwanJon Posts: 2,342 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Undaunted is right - they should not leave you short, but if you are using more than you can afford (let alone make payments towards the balance) then a prepayment meter may be the way forward.
    These are your bills not your landlords so how you pay them is nothing to do with him.

    Before you do that, apply to the BG energy trust to pay off the outstanding balance - you might find that without that the payments are more realistic.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    jizzler wrote: »
    "Is the father of the second child moving in?"

    :rotfl::rotfl::rotfl::rotfl:


    It could mean a second income into the home, so not really silly.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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