Bore da! Croeso i Stoptober!

512 Posts
in Wales
I am a Newbie. I am Welsh. Challenge for Stoptober.
1. Write down all spending done at McDonalds, KFC, Burger King, Pizza Hut and Domino's for one week.
2.Following 3 weeks of the month reduce this outgoing by half. e.g. 1st week spend £20 next week aim for £10 next week £5 last week £2.50.
Confession time don't think I am able to do this in reality but just wondered what others think of the idea. Feedback good or bad welcome and yes I'm eating a McDonalds writing this lol.
1. Write down all spending done at McDonalds, KFC, Burger King, Pizza Hut and Domino's for one week.
2.Following 3 weeks of the month reduce this outgoing by half. e.g. 1st week spend £20 next week aim for £10 next week £5 last week £2.50.
Confession time don't think I am able to do this in reality but just wondered what others think of the idea. Feedback good or bad welcome and yes I'm eating a McDonalds writing this lol.
Tesco Credit Card £250 £25 DD 0% for next 10 months.
Barclaycard Initial £241.45 0% for next 7 mths.
Your parents choose your beginning....
.... you get to choose the ending.
.... you get to choose the ending.
0
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Wk 1 £0 / 2 = £0
Wk 2 £0 / 2 = £0
Wk 3 £0 / 2 = £0
Total saved =£0
Trying to figure out how this will save me money
Tesco Credit Card £250 £25 DD 0% for next 10 months.
Barclaycard Initial £241.45 0% for next 7 mths.
.... you get to choose the ending.
Obviously you're not a fast food addict like moi
Tesco Credit Card £250 £25 DD 0% for next 10 months.
Barclaycard Initial £241.45 0% for next 7 mths.
.... you get to choose the ending.
A more realistic strategy is probably to work out what you spend each week on fast food, then give yourself a budget of, say 2/3 that. e.g. if you spend £30/week, give yourself £20/ week for fast food.
Put the money in a separate place, so you know how much is left for the week. As a bonus, if you get below £20 in one week, you can keep the excess for the following week.
I think this is more likely to make you think, do I really need to buy this now?
We've only realised how much we spent since Junior went to Uni and its scary! Did think about putting the money away we're not spending into a savings account and then seeing how soon we can pay for that holiday abroad!
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date