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(Free ?) Breakdown Cover

I need breakdown cover for my 1 year old car - I was covered by RAC for the first year.
I have been offered RAC comprehensive cover for £129 for the next two years - which is tempting but still too much
I read stories in this forum of people using discounts and cashback and end up getting cover for less than zero - ie) Actually getting paid for taking out cover - is this really possible ?
Any comments/advice welcome ....

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