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Car insurance - foreign licence

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gelato_cat
gelato_cat Posts: 2,970 Ambassador
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
Hi all

I'm British and have lived here all my life. I have had a Canadian driving licence for one year and prior to that had a UK one for six years.

I have never owned a car and therefore never had insurance. I'm thinking of buying a car later this year.

Am I likely to be charged more for insurance because I have a Canadian driving licence rather than a UK one?

Suze
I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Comments

  • fwoodles
    fwoodles Posts: 45 Forumite
    Part of the Furniture Combo Breaker
    Would you not just exchange your Canadian licence for a GB one (I assume that you swapped your UK/GB one for a Canadian licence previously) ? AFAIK you can only use a foreign one (non-EEA) for a set period of time before it should be exchanged....


    Great Britain has reciprocal exchange agreements with Gibraltar and 15 designated countries. The designated countries are:
    Australia, Barbados, British Virgin Islands, Canada, Falkland Islands, Faroe Islands*, Hong Kong, Japan, Monaco, New Zealand, Republic of Korea*, Singapore, South Africa, Switzerland and Zimbabwe.

    If you are a visitor in GB, ...

    If you are resident in GB and provided your full licence remains valid, you can drive small vehicles for 12 months from the time you became resident. To ensure continuous driving entitlement a GB licence must be obtained before this period elapses, by exchanging your licence for a GB one. If you do not do this you must stop driving although you may apply to exchange your licence at any time within five years of becoming resident.


    http://www.direct.gov.uk/en/Motoring/DriverLicensing/DrivingInGbOnAForeignLicence/DG_4022559
  • Heva2015
    Heva2015 Posts: 233 Forumite
    Endsleigh are quite good for non UK License holders, they found my bf insurance through Zenith for about the same as it would cost me (he has a US licence)
  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks :D

    Suze

    Heva2015 wrote: »
    Endsleigh are quite good for non UK License holders, they found my bf insurance through Zenith for about the same as it would cost me (he has a US licence)
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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