Defininition of parking

In regards to car insurance. Overnight my car will be parked in a secure gated communal car parking spot.
Which of the following, would you say, is the best description for this?
Driveway, Street, Residential Parking Area, Car Park
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Comments

  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Since you called it "parking spot" I would say it's a residential parking area.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • forgotmyname
    forgotmyname Posts: 32,852 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Some insurers have a specific secure private parking option. Whether its any cheaper or not who knows.

    But if the gates are often left open its probably not choosing secure.
    Censorship Reigns Supreme in Troll City...

  • RoxRoxBling
    RoxRoxBling Posts: 475 Forumite
    edited 29 September 2012 at 8:25PM
    I suppose I definitely can't choose driveway then :laugh:
    It's just online, sometimes they don't have many options, so you don't want to say driveway or road, cause it's sort of inbetween.

    In this world, nothing is secure, unless it's glued to the floor :naughty:
    Save in 2013: #166: 9,122.51/[STRIKE]5,000[/STRIKE] 10,000
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  • dalesrider
    dalesrider Posts: 3,447 Forumite
    secure gated communal car parking spot = Residential Parking Area. While gated might make it a bit more secure from a theft point of view. Depends on how the gates operate. But your car is still in danger of being clouted in its parking space by other users.

    But if in doubt. Give the company a call and see what they say.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I suppose I definitely can't choose driveway then :laugh:
    Definitely don't choose driveway if you can help it.

    All the thefts of decent cars I hear about from friends, family and acquaintances are from driveways.

    If you have residents parking area or car park it's more likely that your car will be damaged rather than completely stolen.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • No way is it classed as a driveway. If anything happens your claim maybe thrown out.
    Censorship Reigns Supreme in Troll City...

  • olly300 wrote: »
    All the thefts of decent cars I hear about from friends, family and acquaintances are from driveways.

    Ditto!!
    I heard how friend's friend, had their car stolen when the car keys where taken from work. And the car was parked literally in front of the workplace door!
    Save in 2013: #166: 9,122.51/[STRIKE]5,000[/STRIKE] 10,000
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  • dalesrider wrote: »
    But your car is still in danger of being clouted in its parking space by other users.

    Surely many people don't claim when their cars been hit in a parking spot. Surely the excess is more than the repair??!
    Save in 2013: #166: 9,122.51/[STRIKE]5,000[/STRIKE] 10,000
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  • jamhun
    jamhun Posts: 35 Forumite
    I would choose residential parking area.

    James
    I work in the insurance industry as a Motor Claims Adviser and will try and help wherever I can.
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