The Autumnal October NSD Challenge

solventsoon

freebyfifty wrote: »

Good Morning

Just a flying visit to declare NSD #9 yesterday

Wooohooooo, well done freeby :j:j:j:j

freebyfifty wrote: »

Spoony - thanks for the updates, they were huge and must have taken you ages :kisses:

Thanks freeby, they were a little on the large side luckily I type quickly

freebyfifty wrote: »

Have a great hump day

You too x

gien wrote: »

It's tipping it down here, and the first day of the school hols. I had thought to take the little one out for a hike in the woods -but we'd drown.
Have to find some other no spend things to do.

Oh no, sorry about the weather gien

gien wrote: »

Solventsoon, I am going to try anc sell off some stuff to help. We have a load of lego and playmobile that no one plays with now so I'll see if they'll sell

Lego sells really well on ebay, gien, it literally flies out the door. Good luck x

Fae

NSD 8 for me yesterday

Fae

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Afternoon all :hello:

Got my 5th NSD thank you :A

The_Dragon

Got two more under my belt (too scared to spend at the moment ) taking me to 7 please!

suzitiger

Haha wishes I always love your little pictures and videos.
Thanks to spoony for the lovely updates, you're doing a great job! Well unfortunatly no NSDs for me yesterday or today, I had to send some money for an ebay purchase yesterday and today the OH asked me to get some bits for dinner so I didn't manage to get one today. Tomorrow looks good if I don't buy any food after I finish work at lunchtime. I will make my own and be good

IF

Thank you suzitiger :beer:

IF...x

Christi

NSD#4 for me today. Tomorrow will be a spendy day though. Hopefully Friday won't be.

Ebay is a funny thing. Things I think that will sell really well don't and things that I just want out the house make more money than they're worth though I suppose they're worth whatever someone pays for it!

flubberyzing

Not a NSD today. Had to get petrol as only had just under a quarter of a tank left. I don't like to let my petrol run too low because I worry a bit about having to shoot off somewhere on an emergency mission and would hate having to stop for fuel halfway!

Had a full day of supply teaching today, and they've asked me to come back tomorrow, so that's good news for the coffers! It's a good rate of pay for supply, but because the flow of work is so sporadic, no teachers like having to rely it for too long.

Currently debating going to Tesco tonight so that I don't ruin a NSD tomorrow... But the more I think about it... Perhaps I can last until Friday or Saturday... And I'm knackered!

beanielou

No 8 today.
Thanks for the big update Spoony :j