declaring income

skater_kat

I'm choosing which credit card to apply for. i have a good rating.

I did a soft search on nationwide but I was unsure about what to put exactly for my income. It seems you have to select one option only of employed FT, PT, Self employed etc.

I have PAYE job, plus self employment plus another income. The total incomings work out to approx £25k gross pa. (PAYE element is around £16k gross) Do i list 25K gross pa as my income but just put it against full time employment?

thanks:)

bengalknights

Yes that would be the most appropriate

w211

Seeing as the PAYE part of your income, makes up most of your total income, I would put down full time employment as the option.

skater_kat

thanks for that advice, i'll go with that option!

chattychappy

Whatever you decide, remember what you put. If on a later application you decide to represent your income differently, then there is a chance that you could be flagged up for application fraud. This is only likely if you put down significantly inconsistent figures on closely following applications, but it would be a shame to get caught out when really you're just trying to do the right thing.

[Deleted User]

you could speak to them and explain