Help - struggling to get money back!

chris-j

She's not a friend, she js a money sucking leech who will string you along. Gjve her enough time and she will try to borrow more.
Tell her you want payment and you have had enough of her BS, threaten the CCJ but I doubt she will care.
Worth telling any mutual friends before they get sucked into her personal ponzi scheme - you might discover they too have been victims.

Sadly I think you are going to get nothing back and will have to accept it as an expensive way to discover you should not lend money to friends if you need it back ever.

bouncydog1

Your "friend" is quite simply a manipulator. Time to cut the softly softly and show her you have claws.

With the evidence you have, go for a CCJ and also write to her bosses explaining that she is difficult to contact, set out the issue and ask if they could forward on to her. This might sound nasty but what else have you got to lose? She's had your money and clearly has no intention of paying it back.

At the moment, you are getting very frustrated whilst she is sitting back living the life of Riley at your expense.

Caroline_a

Agree with the court proceedings. You don't want her for a friend from here on in, so I wouldn't hesitate to take her to court. I've had this done to me - it hurts even more when it was someone you considered a close friend, and they seem to have no thought about you. I lost my money (different scenario to you) as she wriggled out of it, and I considered doing the court route, but had nothing on paper that would support my claim. You have however, so go for it.

shedhead55

I am, and have been owed money by a (now ex) friend for several years and have received various promises which have come to nothing. I have considered all of the options which have been suggested to you but have long since come to the conclusion that the only realistic one is to forget it and move on.

The problem is that if the person really doesn't want to pay it then getting them to pay is very difficult. Without a written agreement even proving to a court that it wasn't a gift would be difficult and obtaining a CCJ would be equally difficult. Furthermore there would be costs involved in attempting to take such action and further costs in taking subsequent enforcement action, all with no guarantee of any return.

opinions4u

Has payment in kind been discussed?

noodlepoopsie

What's payment in kind? Is that a special term, or just a discussion about repayment?

I have the entire thread in my facebook messages dating back to when we agreed that she'd pay X amount on this date every month etc

It's clearer than clear from the discussions in the messages that she OWES the money and was supposed to be setting up standing orders to send me regular payments, so the evidence is no issue to me.

It's just giving her the kick up the backside to stop spending my money and actually give it back, that I'm having issues with. Just want it cleared up so I can wash my hands of her and get on with my life.

Thanks again all for your replies x