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Mr and Mrs P are going mortgage free...

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Comments

  • Gallygirl, you are a star, thank you!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    When you view the list of threads on the board, the ones with new posts should be in bold. These ones should have a tiny little arrow in a box just before the thread title. If you click on that, it should take you to the first post that you haven't yet read on that thread.
    HTH :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    Brilliant-thanks Lois!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • bodmil
    bodmil Posts: 931 Forumite
    edited 6 March 2013 at 10:50PM
    I know it's from your OP a while ago but I just love this -
    MrsP1983 wrote: »
    Mr P doesn't want to feel that we're living very frugally, so the key will be to manage this without him noticing that we're eating value beans...

    Reminds me so much of my OH, he's just had to practically force me to go for a weekend away. I really must be a lot more subtle about it and keep him on board!
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    Mr P has become gradually more and more on board (and has even started saying things like 'Shall we have a budget meeting this weekend?' which is amazing!) and I think I've brought him round to value beans, but there are some things that are still beyond the pale for him...I've been gently suggesting that maybe we don't need the car anymore, given that we drive about 4 times a year and would save so much on tax and insurance alone that we could rent a Mercedes for the times we do want to drive, but he's adamant that we need to keep our old banger 'just in case'. My plan is to subtly and slowly keep banging on about it so when the banger gives up the ghost he is easily persuaded that we can not bother replacing it!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Hi MrsP, just read your diary and so glad it's all going so well for you bar the odd hiccup, but life just likes to throw those at you.

    I was an Aldi/Lidl convert at the start of 2012 and I'd love to know how much money I've saved since then. Now if I have to buy from a 'normal' supermarket I tut at the prices! We also have packed lunches every day, why did we ever waste money on buying something we could make at home? Hindsight is a wonderful thing!

    We're busy building up our savings fund before making repayments but the addiction is still the same, just want to start paying off the mortgage!

    Good luck and well done so far.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    I'd love to know too-I wish I was organised to use that supermarket comparison site every week so I could see how much we've saved! I popped into Asda yesterday and was amazed at how much more expensive even they are than Aldi. I am a massive snob too and loathe Asda!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    Mr P has published his book on kindle! It's amazing and I'm so proud of him. Am I allowed to put up a link?
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    Ok, not sure whether I'm allowed to do this, but if you search for 'Girl Made Of Storms' on amazon you'll find it :) please have a look just so I have people with whom I can squee with excitement about how well he's done, even if you have no intention of buying!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • Well done MrP and lovely to have the book dedicated to you.
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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