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help im struggling!

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  • shamu95
    shamu95 Posts: 355 Forumite
    hi thanks for support. have just posted soa. its an atlantis gym. am not depressed just finding it hard. i have 2 kids so work nights. finish at 2am then up with kids at half 6 doing that 3-4 times a week to increase income but finding it hard now been doing it since jan
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • shamu95
    shamu95 Posts: 355 Forumite
    thank you so much for your help and advice. i followed it last time and has you can see from new soa have made inroads. I have decided that although you believe i have no way of servicing my debts- you are probaly right. that i will struggle on for another couple of months in the hope that the bank charges will pay out and that i will be refreshed after a holiday to maintain my working life for a few more months.
    I am taking the advice that you gave me before and my savings are getting cashed in and some debts cleared.
    I don't know if you think my plans are wise and would greatly value your opinion.
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
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