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Black Diamond Credit Card

sammie28
sammie28 Posts: 200 Forumite
edited 25 September 2012 at 9:04AM in Credit cards
Deleted due to certain people being sarcastic!

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    use it, pay in full each month, APR 0%.. well in fact free credit for a few weeks.
    unbelievable!
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Damn. Credit cards pricing according to customer risk profiles?

    Unbelieveable!
  • sammie28
    sammie28 Posts: 200 Forumite
    zx81, do i detect a hint of sarcasm!
    No need for it really.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    CLAPTON wrote: »
    use it, pay in full each month, APR 0%.. well in fact free credit for a few weeks.
    unbelievable!

    Agree but do you honestly think the clientele who has a 59.9% credit card really would pay in full each month seems unlikely to me.

    More towards customers with horrendous credit ratings who puts a balance on it and does a bunk or join MSE and complain then about the apr.
  • sammie28
    sammie28 Posts: 200 Forumite
    Bugsy - I wasn't complaining about the APR, as i don't have the card and definately don't have a credit rating that warrants a 59.9% card. I just got an email in my spam folder that was about the Black Diamond Card. I was amazed at the APR, that's all. I have only ever seen a vanquis card at 39.9%, which i thought was bad enough. There is no need for people making sarcastic comments.
    I do see what you and the others are saying, it is aimed at high risk customers, after thinking about it, i can see why my post seemed stupid but it wasn't a case of me complaining about the high APR as i have no intention of applying for one, more of a, omg 59.9%! Just never seen a card with APR that high before. Wish i hadn't bothered posting about it now :(
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Sounds like a card you would use to buy cider with.
  • sammie28
    sammie28 Posts: 200 Forumite
    RichL74, is that comment aimed at me?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    sammie28 wrote: »
    RichL74, is that comment aimed at me?

    Sammie your paranoid my post wasn't even aimed at you neither.
  • sivs
    sivs Posts: 247 Forumite
    Part of the Furniture 100 Posts
    The card is owned by vanquis..

    footer-2.png
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    sammie28 wrote: »
    RichL74, is that comment aimed at me?

    No, not in the slightest was it aimed at you.:A
This discussion has been closed.
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