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car insurance
saff_2
Posts: 26 Forumite
hello
my father passed away two weeks ago. now the car insurance was under his name, and had 5 years + no claim bonuses. i was a additional driver onto the policy for over 2 years. how do i go about it, will they transfer no claim bonuses onto my name or will they give me a discount. or will they just cancell it and i have to reapply with my name (which i cant afford).
my father passed away two weeks ago. now the car insurance was under his name, and had 5 years + no claim bonuses. i was a additional driver onto the policy for over 2 years. how do i go about it, will they transfer no claim bonuses onto my name or will they give me a discount. or will they just cancell it and i have to reapply with my name (which i cant afford).
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Comments
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You will not be able to transfer the Ncd to your name, this is only allowed btw husband and wife. However you may get a discount with the current insurer if you explain what has happened.
You will also find that many insurers will give you a discount as you have been a claim free driver on your late fathers policy. They would require proof of it.
Our thoughts are with you at this timeIf I have been helpful - Hit the Thanks button0 -
Agree with the above. The no claims belonged to your late father not yourself.
Sorry to hear about your sad newsBaby Ice arrived 17th April 2011. Tired.com! :j0 -
I wouldnt be so sure.
I used to be on my dads insurance, but when I went and finally got my own policy they gave me the time I had been on his policy towards ncd of my own.
As everything in insurance, each individual case will differ- the time you have been with the company, claims history will all effect their decision.0 -
FlameCloud wrote: »I wouldnt be so sure.
I used to be on my dads insurance, but when I went and finally got my own policy they gave me the time I had been on his policy towards ncd of my own.
Thats what I am saying!marcellep-You will also find that many insurers will give you a discount as you have been a claim free driver on your late fathers policy. They would require proof of it.If I have been helpful - Hit the Thanks button0
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