How can I find details about my Credit Card debt

NANANINANOONOO

I have an outstanding loan and credit card debt with Lloyds bank from back in 2005 amounting to I thought about £4,000 each, I have no other debts. I have been ill over a number of years and let things overwhelm me but in 2007 with the help of CAB I at least managed to set up minimal monthly repayment arrangements to stop interest and make a monthly payment to these 2 debts. My financial situation and ill health has not changed and is unlikely to, I have not defaulted on my payments and have no other debts but I have no idea what is happening to these debts ie how much I owe or if I was initially missold anything. I do not cope well with organising my paperwork, I have just keep paying and buried my head in the sand trying not to think about it because it all seems a neverending weight hanging over me.
The D/D instalments to the Lloyds loan debt is already being re-paid to a seperate company and the other was paid directly to Lloyds but I have now received a letter from Lloyds saying the credit card debt is £5,349 and has been passed to another debt company.
How can I check what I still owe and to whom? How does that passing of this debt effect me and why have Lloyds done this if I have continued paying as per the arrangement?
I would really appreciate some advice if anyone can help me please?

aimzrabbit

NANANINANOONOO wrote: »

I have an outstanding loan and credit card debt with Lloyds bank from back in 2005 amounting to I thought about £4,000 each, I have no other debts. I have been ill over a number of years and let things overwhelm me but in 2007 with the help of CAB I at least managed to set up minimal monthly repayment arrangements to stop interest and make a monthly payment to these 2 debts.

freezing the interest with the card issuer puts the account in default if they didnt issue 1 it will certainly be an arrangement to pay

My financial situation and ill health has not changed and is unlikely to, I have not defaulted on my payments and have no other debts but I have no idea what is happening to these

so who you paying then ?

debts ie how much I owe or if I was initially missold anything. I do not cope well with organising my paperwork

i'm afraid only you can answer that

, I have just keep paying and buried my head in the sand trying not to think about it because it all seems a neverending weight hanging over me.
The D/D instalments to the Lloyds loan debt is already being re-paid to a seperate company and the other was paid directly to Lloyds but I have now received a letter from Lloyds saying the credit card debt is £5,349 and has been passed to another debt company.

sounds like the accounts are in default and the debts sold on

How can I check what I still owe and to whom?
ask them for a statement with break down of interest

How does that passing of this debt effect me and why have Lloyds done this if I have continued paying as per the arrangement?

you didnt stick the the agreement and meet the contractual payments so they can do

I would really appreciate some advice if anyone can help me please?

as above sounds like a right mess