Am I entitled to property!!??

Errata

However much you've contributed to improving the house and paying bills, you've also benefitted.

Nicki

mountainofdebt wrote: »

Sorry I disagree with you

I think the situation is is that if you're not on the mortgage then you can't be on the deeds.

What the solicitor should have advised the OP was to register the deposit amount that she contributed and have some sort of agreement as to what would happen if they split up.

OP didn't say she wasn't prepared to be on the mortgage though.

When we bought our last property we used the equity from the one we sold as the deposit, and got a mortgage for the remainder. I was on both the deeds and the mortgage as a joint owner, even though by the time we moved I had had no income of my own for the previous 6 years (as a SAHM) and have no immediate plans to go back. It simply would not have crossed our minds for the house to be put solely in my husband's name, just because he was the only one who would be paying the mortgage.

Mr_Toad

MUMZ2BEE wrote: »

I have the evidence to show that I paid for the kitchen, which cost me £5000, the water, gas tv licence are all in my name, I also paid £500 for the cost of the bathroom suite and wall tiles, and I paid for windows, facia sofits and guttering which altogether cost me £3000.

I will be seeking legal advice of course; thanks for the advice!!

And you've had the benefit of the kitchen too. Sadly unmarried partners have few rights.

In English law there is no such thing as a common law husband or wife.

Have a look at

http://www.direct.gov.uk/en/governmentcitizensandrights/yourrightsandresponsibilities/dg_10026937

You need to take proper advice but you're not in a good position.

mountainofdebt

Nicki wrote: »

OP didn't say she wasn't prepared to be on the mortgage though.

Doesn't matter whether she was prepared to be on the mortgage or not; if she isn't on the mortgage she couldn't be on the deeds - hence the solicitor didn't lie.

Nicki

I said her partner lied not the solicitor. As a solicitor myself if one party had come to me saying that both parties had contributed to purchase price and wanted to be on deeds, I would have advised either that OP signed mortgage deeds or they executed a declaration of trust. Any solicitor would. If the partner said that all his solicitor said was: no you can't by law be on the deeds that IMO was likely to be a lie designed to make her position more difficult to establish.

C_Mababejive

Google TOLATA and associated case law.As a rule of thumb,always think carefully about living in someone else house for you are merely a lodger.

BitterAndTwisted

Nope, a partner paying an equivalent amount in bills to what the mortgage-payments were and paying a very substantial amount towards renovations/improvements cannot be a lodger. Lodgers pay a deposit, sign a lodger agreement, pay rent and rarely have an intimate sexual relationship with their landlord

themull1

You have no claim to the house if there is nothing in writing. It was on Moneybox a couple of days ago.

londonsurrey

Would the homeowner be in trouble with the tax man for having had a lodger for 10 years without declaring the income?

Nicki

themull1 wrote: »

You have no claim to the house if there is nothing in writing. It was on Moneybox a couple of days ago.

I am sorry but this is incorrect.

Please see the attached description of the actual legal position in fairly accessible terms:

http://www.howeandspender.co.uk/#/rights-of-co-habitee/4523216248

This is a complex area and OP does need legal advice but she should not be deterred from seeking that advice, just because some non-lawyers think she has no claim