This should be easy! (I think!)

tealady

Hi
Sometimes you just have to take a leap of faith. Selling your craft items seems a great idea, what a lovely friend you have.
If you have online banking how about making small daily payments of whatever is left of the £5 a day (there's a thread about "padding" as it's called).
I have worried about things a lot in my life, till a friend told me that there are only two sorts of problems in the world, the ones that you can do something about and the ones that you can do nothing about. With the first the idea is to do the best you can, then there is no point in worrying after that because you cannot do anything more. With the second sort of problem there is no point in worrying because it won't change anything.
HTH

Tommelise

For cheap meals make a forum search for this tread( sorry I am not allowed to post links yet): £7.00 per week - menu ideas

You can do it

katy_ann

Welcome and good luck with your journey £5 a day is plenty. Go to supermarkets in evenings when they are reducing things, you can get a loaf of bread for around 20p, maybe buy 2 and freeze one of them? x

Brighthopefortomorrow

Thank you to everybody who replied.

Have had a bit of a shock today, a good one that is, went into town with DD and took a few rings and a couple of bracelets which I've never worn for years to an independent jeweller there to see if worth anything, I'd seen about the buying gold schemes but hearing as many bad as good stories thought I'd just try the jeweller, anyway walked out with £934:eek::):j, so paid it into my account (yes to my astonishment the jeweller gave me the whole amount in cash), and it now looks as if when my money next goes in on 2 Oct my account will go enough into the black that it might actually stay there for the month which I can't remember the last time that happened.

Having celebrating with two cups of coffee on the market, went to the small Morrisons to get some milk, it having died this morning, had decided to get UHT since we go a bit in fits and starts so its often gone off when we want it, but to do that had to buy a box of six packs for £4.20, but it should last a while.

So spend today was £6.60.

Growurown

Brighthopefortomorrow wrote: »

Have had a bit of a shock today, a good one that is, went into town with DD and took a few rings and a couple of bracelets which I've never worn for years to an independent jeweller there to see if worth anything, I'd seen about the buying gold schemes but hearing as many bad as good stories thought I'd just try the jeweller, anyway walked out with £934:eek::):j,

Wow what a great result!! Well done you. Think I will go and root around in the bottom of a few drawers and see what I can turn up to sell as well:rotfl:

Brighthopefortomorrow

It certainly left me feeling stunned, not that I'm going to complain, what really bumped it up was one of the rings was 22carat so was apparently worth £103 on its own, I can't even remember where that one came from I think it belonged to my late husband's father who died 10 years before I met my late husband but I'm not sure.

I've seen a thread about doing 1% at a time, think I might work out exactly what I owe and try something like that. Am still doing the £5 a day until payday though so I don't go over what came in this month so don't add to my debt this month, and with carrying on being careful that should mean buy buy overdraft, which will probably send the Halifax's computer off-line with the shock so you know who to blame:rotfl:

Brighthopefortomorrow

Hello again, took me a bit to find this thread, they move down fast don't they?

Yesterday went for a walk with DD and spent £4 at Subway, today was £5.10 for postage for three books, will have to count it for now as it will be about three weeks before I get it back.

So total so far is £15.70/£15.00:undecided

On a plus note, we now have plenty of eggs, we have a neighbour who keeps hens on an allotment and her adult daughter who has quite bad learning difficulties asked if we could take some as they had a lot, I said yes we could take a few, she brought two and a half dozen, that's going to be a challenge for just two of us to get through, dinner tonight was omelette and I think breakfast tomorrow will have to be scrambled egg, (if I can get DD to make it, mine has the texture of concrete and sticks to the pan, her's is fluffy and delicious).

katy_ann

Wow about the gold jeweler! Thats really good!

Brighthopefortomorrow

Good day today, was checking my credit union account on line to see what was still owing and discovered that my savings (you have to save at the same time as paying off a loan with a credit union) were just over my loan amount, so was able to go through and pay it off so now have another £60 a month to play with.

So after the overdraft is cleared next Monday will have
Credit Card £6,750
Credit Card £3,500
Personal Loan £175pm (not sure of number of payments left, can't find the safe place I put the paperwork:o)

Maybe this won't be too hard, it's certainly getting off to a faster start than I anticipated.:)

determined_new_ms

awww you're doing fantastic brighthopefortomorrow, well done.

Thought you might be interested in the fiscal fast - might be able to get some change out of that £5 a day

https://forums.moneysavingexpert.com/discussion/3832203