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apprinticeships and tax credit

My 16 year old is looking for an apprenticeship as impressed with government ads, she will earn £100 a week, I will loose tax credit and maintainence payments from her father - what a financial nightmare, thanks mr. government, hello poverty.
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  • keigcf
    keigcf Posts: 271 Forumite
    Get her to pay keep
    Visit beautiful Mid Wales:j
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You cant really expect tax payers to keep paying for someone who is earning and learning to get a better job.

    Nothing to do with the government, there has to be a time when we have to take responsibility for ourselves.

    It means you have more time to work more hours to make ends meet.

    And get her to pay a reasonable amount of board money.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Check the type of apprenticeship. If they are at college for a certain amount of hours it is still classed as Education - Eg 2 days at college and 3 days at work is classed as full time education still.

    If onsite learning it isn't. worth checking although most are the 2nd version. If the number of hours they are enrollled on an FE course is FT equivilant - then you get all your maintenance, CT and they keep their wages too.

    Don't want to get your hopes us as most apprenticeships are not this way - but worth asking just in case
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    When children become adults, they are no longer classed as dependents for the purposes of benefits - the parent no longer needs to buy them school clothing, sports kit, school equipment, fares to school and so on.

    Not every benefit that ends for a reason is automatically replaced with another one. You've presumably had benefits and child support payments for them for up to 16 years - many lone parents find the non-resident parent won't pay when they should so that's a double blessing.

    When children become adults, they should no longer be classed as dependents by their parents. The new adult can pay towards household expenses from either their educational grant/loan, unemployment, sickness or disability benefit or employment income. This is where you get the money in future towards their food, energy consumption and so on, it's how they learn to budget and grow up.

    Hello poverty? How about hello working, or working more hours? How about hello to rebudgeting?
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    asher wrote: »
    My 16 year old is looking for an apprenticeship as impressed with government ads, she will earn £100 a week, I will loose tax credit and maintainence payments from her father - what a financial nightmare, thanks mr. government, hello poverty.

    Why is it the government's fault that your daughter's father is too mean to support her while she's in training?
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    But if she's earning £100 per week, then she will be able to pay her own way ....you won't have to buy her food/clothes/give her pocket money/busfares etc ....and she can contribute to the costs of electricity/heating. She won't be included for council tax until she is 18, so she won't have to budget for that at the moment.

    It's continuing her education - real-life budgetting!
  • Well done to your daughter :T you should be proud of her.

    One of my daughters dropped out of school before finishing her a levels and went on an apprenticeship about nine months ago. She is now a full time employee and is earning £14,700 , has 28 days holiday and subsidised travel. She contributes to her keep and I have to say made the right decision (which at the time I was very unsure about and wanted her to finish her a levels)

    I was wrong and I am very proud of her. Please be supportive of her attempts to find a career and become an independent woman.
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well done to your daughter :T you should be proud of her.

    One of my daughters dropped out of school before finishing her a levels and went on an apprenticeship about nine months ago. She is now a full time employee and is earning £14,700 , has 28 days holiday and subsidised travel. She contributes to her keep and I have to say made the right decision (which at the time I was very unsure about and wanted her to finish her a levels)

    I was wrong and I am very proud of her. Please be supportive of her attempts to find a career and become an independent woman.

    What should s/he be proud of?

    Apprentaships are hard to come by and the child has only just decided to look for one, they dont have one yet.
  • Because, she is actually looking and not sitting on her backside doing nothing?
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Because, she is actually looking and not sitting on her backside doing nothing?

    Most people sit on their backsides while using a computor and spending a few minutes on the apprentaship website isnt really taxing or a reason for congratulations too me.

    Now if they get an apprentaship, that really is a reason for congratulations.
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