I'm paying in sterling, so what's wrong with my cash?

suki1964

I so glad you are a mind reader and know what Im thinking.

I was just pointing out Irish notes are Euros and a completely separate thing from Stirling

And I think I added my bit when I said that this side of the water things can be just as muddy and confusing

adouglasmhor

chattychappy wrote: »

yeah, right.

I am thanks, no need to mention it.

rummy

I know a lot of local authorities (councils) in London don't accept Northern Irish or Scottish sterlings. I previously had this issue before when I was helping someone pay for something at a local authority and the authority responded with "it's not a legal tender and we have issues with it at the bank therefore are unable to accept it." The person was very unhappy about the entire issue.

Although I know they have the same value, if a business thought they would give me change in Scottish notes when I paid with BoE notes, I'm not sure if I'd be want to accept it. Nothing to do with ignorance or not knowing it's the same value (as I do know it's the exactly the same) but actually to do with not facing problems later myself when I try to use it. If I know it will be accepted everywhere then I'm more than happy to accept anything that is of the same value.

The only time I was turned away with my English notes was abroad. When I went Thailand, my English notes there were refused unless they were pretty much crisp and didn't have any writing or scribbles on it. When I tried to explain that it's valid in the UK and I withdrew it from a cash point, they stated that such notes that look tatty and have writing on them aren't accepted in Thailand banks as they might be false! I found it funny but understood as they probably wouldn't know if it's real or not.

So if Scottish/Northern Irish money isn't always accepted in England, does that mean when I go to Scotland next year, I should be prepared for them to refuse my BofE notes?

adouglasmhor

No we'll take anyone's money. And you can report a bank for refusing to accept Scottish or NI notes.

gayleygoo

I've never been to a shop in England, handed over a Bank of Ireland note, and had it accepted. It's always been "er...sorry but we don't take those". We've learnt the hard way and try to get Bank of England notes now, it's strange going into a bank for your holiday money, to change your pounds into pounds! Or else we take the money out of the account when we get there.

A worse experience was in Amsterdam, when ALL our holiday money was in Bank of Ireland notes. None of the buereau de change places on the street would take them, and then the main bank we went to actually giggled at the notes. They insisted that Ireland used Euro, not pounds sterling, and we tried to explain they came from the north of Ireland where we used pounds. Someone had to phone a Bank of Ireland bank just confirm they were real, phew! :cool:

What the heck, money isn't real anyway, whatever way it's printed!

John_Pierpoint

Do Scottish and Irish notes go out of date?
ie the particular design becomes obsolete?

Assuming the answer to that is yes - how does one down here in England get an up to date replacement?

I had a "barney" with Lloyds bank once upon a time, when I arranged for some foreign currency and nearly got lumbered with a design of notes that had a life of 14 days to go in my holiday country.

sharnad

A lot of shops around here don't accept twenties due to. Number of fakes

adouglasmhor

John_Pierpoint wrote: »

Do Scottish and Irish notes go out of date?
ie the particular design becomes obsolete?

Assuming the answer to that is yes - how does one down here in England get an up to date replacement?

I had a "barney" with Lloyds bank once upon a time, when I arranged for some foreign currency and nearly got lumbered with a design of notes that had a life of 14 days to go in my holiday country.

Take it to any bank, though probably easier to go to one related to the bank whose note it is, eg Halifax for a bank of Scotland note, Clydesdale or Yorkshire for a Clydesdale bank note, Nat West for Royal Bank of Scotland etc.

Edwardia

I refused to accept Bank of Scotland notes in Scotland as change because I knew I would have probs spending them here and the woman on the till glowered at me but complied.

skivenov

There's a flipside.... Working in a busy shop and being out of fivers except Scottish ones. You know you're in for an arguement either way!