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Tesco credit card not showing up on Experian report
Dreddnarz
Posts: 60 Forumite
in Credit cards
My Experian report came out at 988 with the only negative factor being:
"The value of your highest credit limit indicates a higher risk.
Your current limits on credit and store cards show the amounts that lenders have previously entrusted you with. Having a low highest limit shows that lenders may view you as higher risk."
Now about 16 months ago I opened an interest free Tesco credit card with a limit of 3k, I spent around 2.5k and have since paid it all off and I've never been late for a payment.
Firstly, would this entry actually improve my existing score?
Secondly, any idea why it wouldn't be showing up at all in the first place?
Cheers for reading.
"The value of your highest credit limit indicates a higher risk.
Your current limits on credit and store cards show the amounts that lenders have previously entrusted you with. Having a low highest limit shows that lenders may view you as higher risk."
Now about 16 months ago I opened an interest free Tesco credit card with a limit of 3k, I spent around 2.5k and have since paid it all off and I've never been late for a payment.
Firstly, would this entry actually improve my existing score?
Secondly, any idea why it wouldn't be showing up at all in the first place?
Cheers for reading.
0
Comments
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They probably don't report to Experian but could be showing on your Equifax report...Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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I can't answer the questions directly but I know Tesco does report to Experian. I have a Tesco card and recently checked my Experian report and found it on there.Fortior quo paratior0
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