We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Wonga / Payday Loans BEWARE!

Options
13»

Comments

  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 22 September 2012 at 10:41AM
    I know this might be swopping from one devil to another, you said you will not be able to get a loan etc..

    and what I can make out, all you are doing is moving the debt from one month to the next, but you are paying major interest on that, which is getting you deeper and deeper in cack street... As been mentioned before the like of wango.. feed off people like you, and have you by the short and curlies, as they know you can not go anywhere else for a bit of extra cash..

    The problem lies with BOTH you and the payday loan companies..

    basically you need to get extra cash between now and when the loan is due to be paid off in full

    Possible solution...

    Trying to get a loan from maybe provident? I know the interest is terrible etc but when I was a agent for them, you can have a long term one.. where the weekly payments are cheaper, so it might take the pressure off you for trying to find a large amount in a month etc.. and might get you back on track in getting your 'cash flow' flowing properly

    Have you got a paypal account? if yes then you can

    Ebay ( free listing this weeken) list things for 5 or 7 days 9 get money in quicker)

    Swagbucks, offer cash via paypal... for you points etc... ( if interested pm me and I will refer you, and talk you through the site, to make sure you are not missing out on points)

    Gumtree.... larger items, sell things for free...

    Facebook, also has local selling pages...

    Collect ...Aluminum drinks cans and weigh them in... not much money, but every penny counts, and should be treated like a prisoner:p

    Old scrap/metal items ...again old metal items/ornements etc... dont forget to keep the brass and copper seperate as they are worth alot more than general..

    OR Have selling party, basically anything you want to sell, put into a room, with a price tag on, invite friends family around etc... and see if they want to buy anything...( this is good as it is instant cash)

    good luck.... you WILL learn from this lesson... and hopefully it will make you a savier person, and will make you more determind in the future not to be in this position again... even if it means sitting in the house with no electric for a few days etc...

    I hate it when people judge... its so easy after the event to see what is happening/happened....
    Work to live= not live to work
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.