Balance transfers con or not?

mjohnsonuk

I have 2 credit cards both with £6k on each I pay more than the minimum on both and can afford the payments fine.
My credit card providers keep putting up my limit and I have put them back down recently mbna put the limit up to £13k but the interest free period is running out so I thought I would look around.

This is where I keep hitting the snag

When I apply or enquire about a new credit card and make it perfectly clear that I want to transfer my balance the providers still only give me a very low limit, thinking I had a good deal from another mbna card (20 months 0%) I applied (giving the details of my Barclay card as the transfer request) they have just emailed my confirming I have been successful for a £1000 limit card and it will be out in the post soon
It's is not what I wanted at all - but it's not just mbna I. Have enquired about a few and most say the limit will only be £1k-£1.5k

How can I shop around for a good deal if the banks aren't fair with swapping around
I have an excellent credit history/score and always make my payments on time

I wish they would set up a deal where the card I had was closed and the new one opened - I dont want 4,5 or even 6 cards with small balances on

molerat

Your existing credit availability would possibly be preventing you from getting more credit.