Thursday 20th September - What small DFW things will you be doing today?

allydowd

:rotfl: When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:rotfl:

Well I'm shattered. I decided to sort out some paperwork that had been bugging me for weeks and I was still at it at 2am! Still it's done now and the folder of documents looks like work of art and I did a lot of the printing onto half sheets of unused paper from the recycling.

Today I shall:

*Go to the Theatre Royal in Glasgow to see the Mousetrap. It's only cost £2.50 because I had £20 Leisure Vouchers which I was given at work as a reward and if you sit in the Balcony you get an amazing view and the tickets are only £10-£15 compared to £20-£60 nearer the stage. On the negative side you have to climb a million stairs! :eek: The Theatre doesn't take Leisure Vouchers but if you send them to the Theatre Tokens office in Covent Garden they will send you Theatre Tokens for the price of a stamp.

*Take own drinks and snacks into the theatre.

*Eat in Burger King using vouchers. 2 Meals for £7. It's still expensive but I've budgeted for it. Vouchers are available here: http://www.burgerking.co.uk/ if anyone wants them. :T

*Chase court for £25 jury expenses that are a fortnight late and chase Quorn refund :mad:

*Tried my luck for free coffee here and was successful. No purchase necessary: http://www.shopscansave.co.uk/#/join/4566664599

*Print free vouchers for Fish and Chips and other offers at BHS from here: http://www.bhs.co.uk/cms/pages/static/static-0000035603/files/FoodVouchers_summersavings.pdf

*Plan my transport into Glasgow. I can't remember what time the theatre starts and my partner's asleep in the room where the tickets are! If it's an evening show I know where I can park for a £1. If you use car parks a lot it's worth looking at Parkopedia. You can see the locations and costs of car parks really easily.

*Check OnePoll and Grass Roots.

*Read papers online. Interesting article about Ryanair price claims here: http://www.huffingtonpost.co.uk/2012/09/19/ryanair-ad-banned-by-watchdog_n_1896431.html?utm_hp_ref=uk :mad:

*Put homemade bird feeder back out for free entertainment. :j

*Chat to friends and family through Facebook. :beer:

*Buy 'Try Me Free' Ocean Spray Cranberry: http://www.moneysavingexpert.com/deals/bargains-deals-discounts#deal21809

Have a DFW day everyone.

stitching_witch

Morning ally and all those who follow. Last day in the office today and it's going to be a BAD one. I've got 6 months of bank statements to enter onto our new computer system then reconcile them. I can feel my stress levels building already and I haven't even left the house yet.

Today's list then:

• filling porridge for breakfast
• fed and watered the chickens
• ran WM overnight on Economy 7
• washing up done on Economy 7 - I do two days at a time due to having a water meter
• made packed lunch for work
• checked banking
• checked for surveys

I will also:

• get a lift to and from work with my lovely colleague - only 'charges' me a box of eggs a week but saves about £6 in diesel
• knit at lunchtime to avoid the shops
• keep an eye on surveys throughout the day
• drink coffee/water at work
• DH to make bread
• jacket potatoes for dinner whilst oven is on for bread
• make granola whilst oven is on for bread
• have an NSD

Have a great day folks,
stitchy x

ziggy2407

Good Morning All

ally - Thanks for starting us off this morning and enjoy the theatre
stitchy - Hope today is not as bad as you expect

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

Well, I'm starting to feel better , just sore throat and achey today but feeling much, much better.

Today I will:

Check Banks - Done
Check swapits - Done
Pay cheque into bank - Done
Buy sellotape - Done
Work (11.30 - 1.30) - Done
Keep up to date on Emails - Done (never been as up to date)
Keep up to date on surveys - Done
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
Batch cook mince - Done
Read (library book - Kathy Reichs) - in progress
Comps - Done a few
Liberate few more bits from garage -
Wait for Freecycler to collect wood - Done
10 mins on Yantra Mat -

Hope you all have a great day, love and best wishes to you all

C x

allydowd

stitching_witch wrote: »

I've got 6 months of bank statements to enter onto our new computer system then reconcile them. I can feel my stress levels building already and I haven't even left the house yet.

Know how you feel I work in banking.

determined_new_ms

Morning guys :wave: hope you are all well x Alley thanks for starting us off and enjoy your day of culture!

Last working day for me this week :j

My list for today

* check banking
* all meals from stores
* go for a walk in lunchtime - hopefully friend will be coming
* go for swim & sauna after work
* work hard and get things done
* post off letter accepted £25 as way of apology
* write another complaint letter
* check onepoll
* call estate agent and try to get a reduction in price - arrrgggh!
* continue to do some reading about happiness, positivity and mindfulness see this if interested:


http://www.actionforhappiness.org/10-keys-to-happier-living

* be thankful for all the support of you lovely people :A

Ok think that will do me for the day. Better dash! x

allydowd

determined_new_ms wrote: »

* continue to do some reading about happiness, positivity and mindfulness see this if interested:


http://www.actionforhappiness.org/10-keys-to-happier-living

Thanks for this.

ziggy2407

ziggy2407 wrote: »

Good Morning All

ally - Thanks for starting us off this morning and enjoy the theatre
stitchy - Hope today is not as bad as you expect

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

Well, I'm starting to feel better , just sore throat and achey today but feeling much, much better.

Today I will:

Check Banks - Done
Check swapits - Done
Pay cheque into bank - Done
Buy sellotape - Done
Work (11.30 - 1.30) -
Keep up to date on Emails -
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
Batch cook mince -
Read (library book - Kathy Reichs) - in progress
Comps -
Liberate few more bits from garage - Done, bag of wood to be collected tomorrow by freecycler
Wait for Freecycler to collect wood -
10 mins on Yantra Mat -

Hope you all have a great day, love and best wishes to you all

C x

Great start to today apart from the fact I've just spilt a red-hot cup of tea down my white top - dont know how that happened, must have a hole in my bottom lip, lol :rotfl:

sibles

Morning Gang
DNMS it's my friday as well today Happy faux friday to you!
Stitchy sending good vibes your way
Ziggy glad you are on the mend
ally enjoy the theatre

As i say, it is my fake friday today, a 3 day weekend for me this week So I may not make it on tomorrow, though I will try.
Today I have/will:
- clicks and searches
- out for lunch but will keep it cheap
- pay coins into bank
- track spends
- coffee in the office

Have a lovely day all xxx

ChopinonaBudget

Today's plans -

1) Batch cook ratatouille before the vegetable go too manky to use
2) Write and send 2 more CVs and supporting letters for speculative job posts done
3) Tidy house as best I can with lack of hoover, still waiting for Argos points card to arrive before spend £9 on Henry hoover after vouchers!!!!
I'll be lucky if I can be bothered with that one
4) Organise teaching timetable for Saturday when I get it
5) Rework SOA if new students involved in new timetable
6) Shred four trees worth of rough drafts of hand written supportive letters and CVs with typos
7) Sort out returns whatnot for daughter's new rucksack as it's b****y tiny!
8) Have a little daydream about how cool it would be if ALL THREE of the schools/music services offered me work in the next week due to my outstanding CV and amazing letter
9) Come back to earth, eat some toast, use the bus because, daydream be damned, I still can't afford a car .

Pernicious

Hi everyone,

Thanks for starting us off Ally, have a lovely time today
Stitchy - Hope today isn't too bad for you!
DNMS - We've got posters from that website all round the building at the moment!

Today's plan is a busy one as I need to catch up with the things I didn't get done on Tuesday:-

• Food from stores
• Make use of free water at work
• Stay in for my lunchbreak to avoid spending
• Log calories using free app
• Charged phone at work
• Check online banking
• Must try & do a survey or 2
• DH not drinking all month
• Free exercise on my pole tonight
• Must declutter a bit & do some flylady as there's lots in need of doing
• DH doing overtime this evening
• Dinner from meal plan - Chicken kievs & mashed potato pie with lots of veg
• Catch up on yesterday's thread
• Washing on eco setting & not using the full recommended dosage
• Hang up to dry
• Study

Have a great, MSE day everyone x

starnac

Afternoon all

Stitchy how do you make granola pls?

Hi to everyone else

My list today

[STRIKE]Check banks[/STRIKE]
Daily clicks
[STRIKE]Buy invites[/STRIKE]
[STRIKE]Write invites[/STRIKE]
Work later
Put ironing away
[STRIKE]Post letter[/STRIKE]
Fill out application form
Make list for the weekend
Do budget for October
Work out what I still need to do for DD's birthday
[STRIKE]Heating off jumper on as only me in the house today[/STRIKE]

That'll do for now

Happy Thursday everyone