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Paypal- help needed!!!

Hi all

Complete newbie to paypal, Ive just bought my 1st ever purchase from ebay (want some feedback, so I can sell some stuff!!) & Ive verified my bank acc, so that Im appearing as "UK- Verified" now, Ive bought a cheap "buy it now" CD from a seller, using the debit card Ive registered. Its saying, that the funds wont clear into his account until 12th april, & I bought it a few days ago. The money has left my account, but its still saying "pending" at paypal. The seller, is ok about it, as Ive explained, that I think Ive done evrything right.

The only thing is, since I want to buy more items, will it always take this long, if using a debit card?! Im sure other sellers wont want to wait 2 weeks for payments, so want to get it sorted for my next purchase.

Also, it seems if you register a credit card, its pretty instant. Is this the only way I can pay a seller instantly (not keen on doing this unless I have to!)???

Any help, would be really appreciated

XxX

Comments

  • Sugar_Coated_Owl
    Sugar_Coated_Owl Posts: 12,379 Forumite
    It sounds like your payment has gone through as an e-cheque. You say you've added your bank account to PayPal but have you actually added the debit card itself (Maestro/Visa)?
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • mystery07
    mystery07 Posts: 247 Forumite
    It sounds like your payment has gone through as an e-cheque. You say you've added your bank account to PayPal but have you actually added the debit card itself (Maestro/Visa)?

    Think it might have. I was sure Id added my debit card (visa), will go & have another look. If Im paying via a debit card, how long SHOULD a payment usually take?

    XX
  • Sugar_Coated_Owl
    Sugar_Coated_Owl Posts: 12,379 Forumite
    It should be instant but sometimes payments do go through as echeques for some reason.
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • mystery07
    mystery07 Posts: 247 Forumite
    thanks will have a look again.

    XxX
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    First Post Third Anniversary Mortgage-free Glee! Combo Breaker
    If you buy anything expensive with paypal, make sure you fund it with a CREDIT card :)
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • mystery07
    mystery07 Posts: 247 Forumite
    Credit card? Is this because it protected? By pay pal or CC company?
  • Sugar_Coated_Owl
    Sugar_Coated_Owl Posts: 12,379 Forumite
    A credit card gives you better protection. You're able to contact your credit card issuer and do a chargeback if something goes wrong with the transaction.
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    First Post Third Anniversary Mortgage-free Glee! Combo Breaker
    You're protected (ostensibly) by paypal, but if paypal let you down, your credit card people will most likely save the day.

    If you used a debit card, your bank will tell you to go whistle ;)
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • mystery07
    mystery07 Posts: 247 Forumite
    Thanks guys. Think I have sussed it now!! Hooray

    XxX
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