Refusal of JSA and N.I. Contributions

sammyjammy

nannytone wrote: »

the stamp that is paid by signing on doesnt go towards being able to claim JSA ... it contributes to a small number of benefits .... mainly the state retirement pension.

Not true.

There are 2 "contribution conditions" which are detailed below:

To satisfy the First contribution Condition, the customer must have:
• paid Class 1 contributions on earnings of at least £2100 in either of the last two Relevant Income Tax Years

To satisfy the Second Contribution Condition, the customer must have:
• a combination of paid Class 1 contributions on earnings and / or awarded credits of at least £4200 in both relevant tax years
• by credits we mean credits that are awarded whilst claiming Jobseekers Allowance, Sickness (ESA) or periods of Approved Training.

Payable amounts may be out of date as this changes regularly.

princessdon

My OH paid 2 types of NI - Employer and Employee (as he was an employee) and I am pretty sure he would have been eligible?

Horseunderwater

Class 2 NI do not count towards JSA contributions or ESA contributions. Only class 1 count and you can only pay those through PAYE system so far as I am aware.

benefitbaby

sammyjammy wrote: »

Not true.

There are 2 "contribution conditions" which are detailed below:

To satisfy the First contribution Condition, the customer must have:
• paid Class 1 contributions on earnings of at least £2100 in either of the last two Relevant Income Tax Years

To satisfy the Second Contribution Condition, the customer must have:
• a combination of paid Class 1 contributions on earnings and / or awarded credits of at least £4200 in both relevant tax years
• by credits we mean credits that are awarded whilst claiming Jobseekers Allowance, Sickness (ESA) or periods of Approved Training.

Payable amounts may be out of date as this changes regularly.

Sorry, but you have to meet BOTH contribution conditions to qualify. So Class 2 conts on their own will not enable a CJSA claim to be successfully made.

benefitbaby

Horseunderwater wrote: »

Class 2 NI do not count towards ESA contributions. Only class 1 count and you can only pay those through PAYE system so far as I am aware.

Class 2 do count towards ESA as the rules are relaxed because SSP (which is the in-work alternative to ESA) is not available for self-employed people.


The first contribution condition for contributory Employment and Support Allowance (ESA) is that you must have actually paid Class 1 or 2 national insurance contributions in one of the last three tax years before you claim. **However, you may be able to satisfy this condition with contributions paid in any tax year, if you haven’t been able to pay contributions recently - for example, because you were getting Carer’s Allowance or Incapacity Benefit, or if you were getting Working Tax Credit with a disability element before you became incapable of work.

The second condition is that you must either have paid or been credited with contributions for the last two tax years before you claim. However, credited contributions will not always count towards this condition.

benefitbaby

wildz wrote: »

Yes, Ihave since found out that you cannot 'buy' any NI Conts for JSA. He can't get income based either as I am working and they think you can manage, on top of all this he had to go bankrupt also, so its going to be a rough 12months.
Thanks

Now he is not working and presumably there has been a significant drop in income, if you are working then working tax credits might be an option -
http://www.adviceguide.org.uk/england/benefits_e/benefits_benefits_in_work_or_looking_for_work_ew/benefits_and_tax_credits_for_people_in_work.htm