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Natty's Kicking her Mortgage in the Pants Diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Natty - anything to report :j:j:j?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    edited 2 February 2014 at 7:40PM
    Thank you for dropping by everyone, and very special welcomes to Karmacat:hello:

    In reference to GG, I have a multitude of plans up my sleeve - all involving money, both spending (wisely) and saving (for the first time EVER). By the way I haven't won the lottery!!!

    Almost two years ago, my lovely mum passed away after a long and awful illness - I still cry just thinking about it:cry: Anyway, my parents (my dad passed away 12 years previously) sold up, and purchased a house that turned out perhaps not to be the best buy and despite lots of interest when it went on the market - after my mum died - the amount of work required in terms of redesign etc. was fairly huge. After months of painful revisits to show prospective buyers around, the contracts were finally exchanged last week. The buyer did get an exceptionally good deal, and whilst not a huge amount (shared with a sibling), I have some breathing space in terms of starting with a clean fiscal sheet, and can finally spend some money on my own house - believe me, I'm not talking about nice decor here, some areas are a SHAMBLES, and the entire place really does need rewired etc.
    I would also like to make sure my children have a nest egg, and once MOPs catered for, children's future catered for, and tight home improvement budget catered for, I might, might splash some cash on some chocowine, or similar.

    Phew, long post. I hope you're still with me on my next phase? this is the part where I actually get to grips with my financial messiness and start to pay attention to Ed's money posts;)
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Muser1
    Muser1 Posts: 795 Forumite
    So sorry about your loss Natty. Cant wait to read the next chapter. x
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    All that and only one mention of food and drink :T.

    I know it's a load off your mind, but sad as it's the end of something. Your mum would be glad you're using the money to help make your life more comfortable and help your children make their way in the world. So do it with a glad heart :).

    And maybe you can get someone in to strip for you :D.

    GG x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Thank you for posting Muser. I think once I've completed my 10% allowed MOP, our mortgage balances will be roughly the same amount. Care to join me in some chocowine? :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • nattypants
    nattypants Posts: 2,577 Forumite
    gallygirl wrote: »

    And maybe you can get someone in to strip for you :D.

    GG x

    Stripping and trimming of unruly bushes is my thing though - I would rather spend the dosh on luxuries like sherbet dib dabs and freddos :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Hi Natty, whilst sad, your parents would be happy for you to be in a stronger position.

    Right, I'm off to g@@gle Freddos - no clue what you're talking about - don't forget I'm just a blinking southerner :rotfl:

    Tilly x

    Edited to add - scrap the southerner comment, finished g@@gling and my DD is shouting from the kitchen - frog chocs mum :)
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • nattypants
    nattypants Posts: 2,577 Forumite
    Thank goodness Miss T is in the know tills, otherwise I may have been forced to reconsider our on-line, virtual, friendship;)
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Oh natty - so sorry for your loss. You say it was "almost" 2 years ago, so I guess the anniversary is coming up soon - so hugs and best wishes for that. I agree with the others that your parents would be glad that the money from their house is giving you some financial breathing room. :)

    Can I just add a plea, though, that when you start having serious money related stuff to post about, please don't stop posting your usual style of "tell it how it really is and make everyone laugh" posting. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Muser1
    Muser1 Posts: 795 Forumite
    Chocowine is right up my street!
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
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