Tuesday 18th September - What small DFW things will you be doing today?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

Morning all! It's always a bit risky starting the thread at this time so hopefully not a double thread today. Why does it have to be Tuesday? I'm not wishing my life away, but I'd rather it was Wednesday which is one of my 'days off'.

Okay then, DFW things so far today:

• early shower on Economy 7 - and less water too
• did all washing up before 7.30 so water could reheat on Economy 7
• fed and watered the chickens - stern words from me re egg production!
• made packed lunch
• breakfast from stores
• checked banking - no BGas refund yet
• checked for surveys

I will also:

• get lift to and from work with a colleague
• free coffee/water at work
• keep checking for surveys throughout the day
• knit at lunchtime to keep away from the bakery
• look at October budget and see if I can get materials for Roman Blinds for bathroom and loo after payday
• freezer dive for dinner
• have an NSD

Our 'financial fast' is going well; spent less than £50 this month and that's mostly diesel (joys of living out in the sticks!) Hopefully no more than £100 in the whole month.

stitchy x

determined_new_ms

Morning stitchy thanks for starting us off! Quick list for me as leaving in a minute!

* check banking, decide weather to shift funds...
* transfer money from oh to house fund
* all meals from (friend's) stores
* check onepoll
* [STRIKE]post off letter to landlord and dd for sewing group [/STRIKE]- starts next week :j - stitchy could you do something similar? It has cost me £180 for the 20 weeks, I hav eto bring my own sewing machine. I'm guessing you can hire a hall somewhere v cheaply. Just think if there are 20 students that's £180 per 2hour session minus costs :T
* [STRIKE]go for a walk at lunchtime and pay money into bank[/STRIKE]
* go for a run this evening - maybe with dogs
* shower and early night again
* [STRIKE]see how much a film is on Amazon and might purchase it with my swagbucks voucher
for me and BFF to watch[/STRIKE] seeing if there are free options I can use rather than spending £2! ok have decided to buy it and then have looked on ebay and should be able to sell it and make back my money
*[STRIKE] find out what notice I need to give talk talk for the move[/STRIKE]
* NSD

ok that's me for today! Oooooo the excitement! x

ziggy2407

Good Morning All

stitchy - Thanks for starting us off this morning, well done on the "financial fast" - that is amazing:T

Hi DNMS :wave: and all who follow

Well, I'm starting to feel better so am just going to take things easy and be kind to myself.

Today I will:

Ironing (while watching Silence of the Lambs) - Done (cant believe I've never watched it before, was great)
Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Bake - Done
Keep up to date on Emails - Done
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (36lbs off so far)
Read (library book - Kathy Reichs) - in progress
Comps - Done a couple
Liberate few more bits from garage -nothing sorted today


Hope you all have a great day, love and best wishes to you all

C x

PurpleFairy26

Morning All. Thanks for starting us off stitchy - can re-iterate what DNMS said about groups I went to a sewing class last weend as part of a hen party. We all paid £25 for 2 -21/2 hours. There was 10 of us. No sewing machines - just materials. Was fab - I thoroughly enjoyed it so, much so I am going to try and go back and do some more one of courses there. Let me know if you want the website details to compare what they are charging.

Anyway - list for today:
submit meter readings on line to replace estimates for latest gas/electric bill
Pay revised bill - move money from saved fund
update banking and spreadsheets
freezer inventory
chase up eye appointment for today - use free voucher for work
ordered 4 test frames on line last night to get super cheap via martin's e-mail
call BT about cancelling
work from home - have loads to do - must keep focused
washing on early - drying outside already
pop to stationery shop to get some stuff for work - use reward card and make sure stuff is nice stationary is one of my weaknesses :rotfl:

Think that's all - have a good day everyone

Nottoobadyet

Good morning, everyone!

Still a giant stress ball this week due to work. Was working until about 1 last night, bleh! Didnt make it to the gym but did make some very scrummy dinner for myself - stir fried beef in oyster sauce with mushrooms and spinach, om nom nom. Good news is that OH has had a fantastic last few days with his business so maybe thats finally working out for him, fingers crossed.

Have become a wee bit obsessed with the my fitness pal ap, thanks, WW! Pernie it looks like you are doing brilliantly on there. Some of the success stories on the forums are incredible! I dont have much to lose, maybe about 5 kg and stay there.

Anyway, today in MSE:

- book flights as was too exhausted to yesterday
- bike everywhere I need to go
- keep working like a crazy person until everything gets done
- get to the gym to keep sane
- fruit salad from fridge for brekkie, lunch provided by work
- l/o beef for dinner, maybe bulk out with noodles
- just try to survive until the end of the day!

Hugs to all

determined_new_ms

what do I need to do to join the MFP party???! Am confused and in the dark, but true to my usual self really want to be in the gang!!! x :rotfl:

starnac

Creeps in after being mia again!!!

Morning all. Thanks Stitchy for starting us off.

DNMS download the MFP app to your phone or go to the website and sign up. That's it. It's really useful especially on my phone as I can track foods while I'm eating them instead of relying on memory when I get home.

Today is a day off for me so I will

HC
[STRIKE]Line/Airer dry[/STRIKE]
Tidy kitchen
Sort paperwork on coffee table
[STRIKE]Ring work[/STRIKE]
[STRIKE]Ring head office[/STRIKE]
[STRIKE]Pay cheques into bank[/STRIKE]
[STRIKE]Fabric shop - need outfit for staff party[/STRIKE]
Water greenhouse
Youth club
Find card reader
Sewing this evening
[STRIKE]Meals from stores[/STRIKE]
[STRIKE]Walk to and from school[/STRIKE] - no using car!
[STRIKE]Check banks[/STRIKE]
Daily clicks
Email friend about meeting tomorrow
Make invites for DD's birthday party
[STRIKE]Buy food colouring[/STRIKE]
Ask mum for excess eggs from chickens
Make biscuits/cake for meeting tomorrow
Put ironing away

Wow that's a big list for today. Best get on with it

Happy Tuesday everyone

determined_new_ms

I'm joined up but how do I join with you guys in the community???

La_escocesa

Hi everyone :wave:

· Checked for surveys/mystery shops
· Brekkie at home; no shop-bought croissants for me - 60p saved :cool:
· Grocery shopping tonight - basics until payday next week
· Submitted expenses - hope they are super quick with them - £260 for professional fees on my credit card was not something I wanted to pay!! :eek:
· Checking free kindle books
· Registered interest for mobile payments to credit card - will defo help with PADing
· Book spa day :j - got a voucher for my bday to use

Catch up on the other side

Check you guys getting fit together… I might need to check this app out. NTBY - I thought you were a size 8! What's with the dieting?!

Nottoobadyet

La_escocesa wrote: »

NTBY - I thought you were a size 8! What's with the dieting?![/FONT][/SIZE]

On top, but lots of junk in the trunk if you know what I mean :eek:

I've put some weight on over the last few stressful weeks, so hopefully can settle at an 8 and stay there. Its also very hard to eat a balanced diet here (ugandans eat about 90% carbs, and almost no veg at all) so its good to keep an eye on that department!

Pippilongstocking

Morning all

Lots of happy bits on here.

Good luck with the dieting ntby

Waves hello to you all

Day off here, lots to do

Checked banks
Checked cc's
Reorganised the fridge and saved a few almost gone veggies
Putting reduced bread in freezer
Need unpack more boxes
Organise for folks coming later in week, got some meals to cook and be prepared
No hearings on yet, will chop some wood later for wood burner must do that
Layers on rather than heating.
Update new diary so far it's making me feel alot happier

Have a great day chaps