We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Tesco credit card balance transfer

I applied successfully for a Tesco cc 9 days ago and bal transferred £600 from Halifax Clarity cc. Activated my card few days ago, they've got my phone no and email address but said they couldn't get hold of me, so I rang them, turns out Halifax returned my balance transfer but they couldn't tell me why anyhow I looked at my Halifax balance and I only had £535 on cc, so transferred £520 which was accepted. Why didn't they tell me this when I rang up the other day with log-in probs and other questions. Never mind all sorted now transfer cost £15 fee and due to be paid 0% July 2014. Pheww.

Tesco Credit Card £250 £25 DD 0% for next 10 months.

Barclaycard Initial £241.45 0% for next 7 mths.
Your parents choose your beginning....
.... you get to choose the ending.

Comments

  • You could always ask for £15 to be credited as goodwill lol
  • Good for interest free period, after that every purchase or transfer will incur a charge, and cash options will incur a handling fee and then interest again on that fee. Very dodgy.
  • Good for interest free period, after that every purchase or transfer will incur a charge, and cash options will incur a handling fee and then interest again on that fee. Very dodgy.

    And your point, most (virtually all) credit card work like this.
  • 41_and_i_know_it
    41_and_i_know_it Posts: 512 Forumite
    edited 21 September 2012 at 7:19PM
    You could always ask for £15 to be credited as goodwill lol
    do u think they'd refund my 2.9% transfer fee if i say pretty please can i have 22mths 0% apr and no transfer fee at all. cheeky but worth a try

    Tesco Credit Card £250 £25 DD 0% for next 10 months.

    Barclaycard Initial £241.45 0% for next 7 mths.
    Your parents choose your beginning....
    .... you get to choose the ending.
  • do u think they'd refund my 2.9% transfer fee if i say pretty please can i have 22mths 0% apr and no transfer fee at all. cheeky but worth a try

    why would they do that?
  • Good for interest free period, after that every purchase or transfer will incur a charge, and cash options will incur a handling fee and then interest again on that fee. Very dodgy.
    How so? I have a Tesco Finest Platinum Visa CC and have never been charged for a purchase.
    Are you for real? - Glass Half Empty??
    :coffee:
  • jellie
    jellie Posts: 884 Forumite
    Part of the Furniture 500 Posts Name Dropper
    How so? I have a Tesco Finest Platinum Visa CC and have never been charged for a purchase.

    Nor me, and every 3 months they send me some vouchers to say thank you for them not having charged me a penny in interest either 'cos I pay it off every month.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.