What stores are the easiest to obtain credit from?

big_man

i want to purchase a television on credit. I was refused an argos store card due to my credit score being low. I am now considering going to pc world to apply for the buy it now pay later offer on any television over the price of £300. My question is will I be refused credit from there also and also what stores are the easiest to get credit from.

jonesMUFCforever

If your credit score is low then most high street stores will decline you credit - and the more times you apply the worse your credit score will become.
Can only think that if you can sell something to raise the money or get a cheap model - have you thought of a pawn shop?

BugsyBrowne

big_man wrote: »

i want to purchase a television on credit. I was refused an argos store card due to my credit score being low. I am now considering going to pc world to apply for the buy it now pay later offer on any television over the price of £300. My question is will I be refused credit from there also and also what stores are the easiest to get credit from.

Check your credit files and see why your being rejected first before going ahead with another application.

custardy

not ideal,but would the likes of Littlewoods be easier?
of course you will pay a premium on the product and interest if you dont pay it off before whatever 0% terms there is

opinions4u

Save up.

Buy a cheaper telly.

Combination of both.

Here's a 22 inch telly for £110 new.

BugsyBrowne

opinions4u wrote: »

Save up.

Buy a cheaper telly.

Combination of both.

Here's a 22 inch telly for £110 new.

Why would anyone in their right mind want a 22 inch technika TV.

opinions4u

BugsyBrowne wrote: »

Why would anyone in their right mind want a 22 inch technika TV.

Because they can't afford something more expensive.

Merely suggesting somebody lives within their means rather than getting into unnecessary debt.

BugsyBrowne

opinions4u wrote: »

Because they can't afford something more expensive.

Merely suggesting somebody lives within their means rather than getting into unnecessary debt.

Fair enough.... But Technika!!!

smithers1981

Try WONGA they give credit to anybody, very reasonable 4214% APR

BugsyBrowne

opinions4u wrote: »

Save up.

Buy a cheaper telly.

Combination of both.

Here's a 22 inch telly for £110 new.

You do make me laugh with your morals O4U not everyone who decides to take out 0% finance in store can't afford it it's convenience and also many people also have money in savings accounts where they would rather take good 0% deals while earning on their savings.

Upsidedown_Bear

Might be worth checking Freecycle - it's amazing what people give away.