ins question re temp owner of 2 cars

allypally_2

hi,
i am about to buy a car to replace a lease car which doesn`t have to be returned for another 4 weeks. my plan was to drive the lease car until then and keep new car in drive but not used (mileage of approx 1000 goes on lease car)
i can`t use my no-claims to insure new car as well and my current insurers suggest cancelling lease car ins and putting it on temp cover -cost 30admin +80 ins.
has anyone else had this problem, it must happen all the time when people replace cars, you can`t always arrange for a car sale and purchase to happen at same time.
any help gratefully received,

gingeralan

There are many companies that offer short term insurance cover for days Weeks or months, depending on your requirements. Alternatively, u could just declare your new car SORN as long as it's not parked on the public highway for your first month of ownership.

marlot

Most insurance companies will cover a second car for a month. Sounds like your's is one of the unhelpful ones.

If its a new car, most insurance companies offer free 7-day insurance (not the full month, but every little helps).

There are companies who do short-term insurance http://www.moneysupermarket.com/car-insurance/short-term/

But it may be cheaper to send the lease car back a month early.

arcon5

Does your insurance also finish in 4 weeks?

Why not, as you said leave car on drive until then. Or keep lease car insurance running and get an additional temp insurance on new car. On e your NCD comes through get proper insurance with your NCB. Only problem being temp ins can be veery expensive

dacouch

marlot wrote: »

Most insurance companies will cover a second car for a month. Sounds like your's is one of the unhelpful ones.

If its a new car, most insurance companies offer free 7-day insurance (not the full month, but every little helps).

There are companies who do short-term insurance http://www.moneysupermarket.com/car-insurance/short-term/

But it may be cheaper to send the lease car back a month early.

They are offering cover for the second car eg swop the new car over and then add the second on as a temporary addition at £110.

OP how much a year do you currently pay on the first car?

allypally_2

hi,
thanks for all the help, i`m currently only paying £200 a year on my lease rental car as i have 8 years ncb.
i got a lower quote with e-sure for £50(3 week temp cover) so i just have to make a decision now.
thanks again