iPhone 5 through financing (Barclays)

The_Road_Warrior

thatsean wrote: »

Is someone jealous that they haven't got £600 spare to do the same?

But the OP hasn't got £600 spare, hence the finance!

Numpty!

Treadmill

Getting any phone on 0% finance and not paying an overpriced contract is a good call.

Why not get an iPhone 5 or anything else you want if you can afford it ?

BugsyBrowne

Treadmill wrote: »

Getting any phone on 0% finance and not paying an overpriced contract is a good call.

Why not get an iPhone 5 or anything else you want if you can afford it ?

Overpriced contracts 5000 texts,2000 minutes,All you can eat data.

I pay £35 and this is very cheap for me as if I was on pay as you talk it would cost me a fortune.

poppasmurf_bewdley

BugsyBrowne wrote: »

Overpriced contracts 5000 texts,2000 minutes,All you can eat data.

I pay £35 and this is very cheap for me as if I was on pay as you talk it would cost me a fortune.

How very expensive!

Try Giffgaff - 1500 minutes, unlimited texts and unlimited data - £25.

PeteW

90% of people buy their iphones on finance - just without realising it - by taking out a phone contract. It's the same principle - they give you a £600 phone for 'free' and then you pay them back at £40/month for two years.

Does independent financing and buying a sim-free phone work out any cheaper?

skadupuk

poppasmurf_bewdley wrote: »

How very expensive!

Try Giffgaff - 1500 minutes, unlimited texts and unlimited data - £25.

And the £10 a month they would save over a two year contract would be £240.

And the iPhone 5 without a contract costs...............

poppasmurf_bewdley

skadupuk wrote: »

And the £10 a month they would save over a two year contract would be £240.

And the iPhone 5 without a contract costs...............

I was only using that particular GG bundle as an example.

I have an iPhone 4 which I bought and use the GG £10 bundle as I don't make all that many actual phone calls but I do use a lot of texts and data. I get 250 minutes, unlimited texts and unlimited data, plus I get a free minute for every minute someone calls my mobile, plus I get free GG to GG calls - very handy when all your family are on GG. Only two weeks ago I watched hours of TV via the iPhone when away for the weekend.

If I were to take out an iPhone contract for £35 or more, I would be paying £25 extra per month for a service I don't want or need.

~Chameleon~

PeteW wrote: »

90% of people buy their iphones on contact - just without realising it - by taking out a phone contract. It's the same principle - they give you a £600 phone for 'free' and then you pay them back at £40/month for two years.

Does independent financing and buying a sim-free phone work out any cheaper?

Possibly not - I currently pay £21.50 a month for my O2 Sim (out of contract iPhone 4) which gives 600mins, 300mins O2-O2, 500MB data/tethering and unlimited text messages, plus international calls/data.

A £600 phone on 0% finance would cost £25 per month over 24mths so that would total £46.50 which is more than the contract I was originally paying and possibly still more than a new contract would be.

Btw, is it worth upgrading from the iPhone 4 to 5? What are the differences?

glasgowm148

geoffky wrote: »

So take a stand for yourself; for your country; for freedom and western liberalism and economic prosperity. Take a stand in defence of rational behaviour and logic.
Refuse to buy any more iPhones. ®



2. No swappable battery

[BS REMOVED]
3. No memory card slot

[BS REMOVED]


http://www.theregister.co.uk/2012/09/12/iphone_five_reasons/

The battery is swappable. Once the battery starts to lose it's charging capacity buy a battery on eBay, two tiny screws at the bottom, pop the old battery out, stick the new one in. The only difference between this and ANY other phone is that you need to unscrew the back. Personally, I have no need for a replacement battery as my iPhone charge lasts me all day (whereas friends with S2s need to charge 2x a day) - Also I do not care about memory. 16GB is more than I'll ever need on my phone.

I could've bought the phone outright, I do have the money, I just prefer to have it in monthly payments as it lets me handle my money better. I'm with three, pay £9.90 a month for 250 mins, unl.txt and all you can eat data (so as DavidDebt said I will be getting use of their 4G network) Plus £25/m for the financing so in total I pay £35/m and I'm not tied into some !!!!!! 2 year contract. I tether and get about 8Mbps at home so I'm also saving by not having to pay for a broadband connection (my 4S downloads at about 1.5MB/s right now on 3G)

Also - I would'n't reccomend giffgaff. They're just about to bump up the price of their bundles (3 is about the same price but has better customer service)

Since no one here is capable of putting their preference of phone to the side I'll just phone up Barclays and see what the best option is for me repaying.

spadoosh

geoffky wrote: »

So take a stand for yourself; for your country; for freedom and western liberalism and economic prosperity. Take a stand in defence of rational behaviour and logic.
Refuse to buy any more iPhones. ®



2. No swappable battery

This, for example, is one of the various reasons why the iPhone is just plain and simple less good. You don't need 4G data connections to run flat a smartphone battery of any reasonable capacity very quickly - turning on GPS, playing video, merely using the thing and keeping its display lit up, all these things eat up power rapidly. For the serious smartphone user, then, the ability to swap in a fresh charged-up battery quickly is extremely useful, if not indispensable. It's trivially easy to provide, and its absence on all iPhones for fairly cynical reasons should always have been a deal-breaker on its own.
By buying an iPhone you are rewarding that cynical mindset which says: let's build things so that people can't quickly and simply replace one of the most likely-to-fail parts. That way we encourage them to replace the whole phone much sooner, and maintain control of the replacement parts market too. Too bad that it makes the phone a lot less useful.
See what we mean, that this is you spending more to see yourself off?
You seen the battery specs for the new iphone?! They look quite impressive compared to older models. 1) Most people buy a new phone every two years. If you cant make a battery (not the charge the life) last for two years you shouldnt be making phones. 2) the amount of times i drop my phone, i have absolutely no doubt my battery (or i) would be under a bus having chased it into the middle of a road. 3) Portable chargers. A clever little invention that allows you to charge your phone for a short time period to make emergency phone calls and get a bit of usage out of it. Theyre not much larger than a battery so i dont see a problem in having one of these instead of having a battery for every portable device that you carry


3. No memory card slot

Another vicious slap in the face here. As flash memory prices keep plunging, microSD cards of greater and greater capacity become more and more affordable. In a proper smartphone, if you need more storage you can buy it and slot it in yourself. You can easily slot that storage into and out of myriads of other devices, copying and migrating data with ease.
The sale of different iPhones with differing amounts of memory is simply the old trick of selling the same thing at different prices: which as any economics student learns, means you make more money than selling it at one price only. Car firms and many others do it too - adding frills to what's basically the same product and bumping up the price by a lot more than the cost of the extras. With a top-end car the markup may not really be justified, but at least it's not as outrageous as charging hundreds of dollars for a quite-literally-cheap-as-chips SD card - and actually removing functionality to achieve this vicious gouging.
Again, you buy an iPhone, you are rewarding conscious and obvious decisions made by Apple against your personal interests. You are not acting as a rational consumer and as such you are introducing needless chaos into the marketplace.

Again it appears you dont know that much about apple products. Over the last few years many companies have been talking about the 'cloud' (not sure if you have heard of this. But it is a means of storing large amounts of data off device that you can access from wherever in the world you are (obviously a internet connection is needed, not too dissimilar to a phone signal being need for a phone call. Apple to use this 'cloud' and have aptly named it 'icloud' this negates the need to carry lots of little memory cards of which i (a very forgetful and clumsy person) would regularly lose. Therefore permanently losing any data i might need. Also from personal experience of owning an iphone for the last 4/5 years, i have never struggled with the storage capabilities. I do have music, which is on an MP3 player or i put small tracksets on my iphone. I have 100's of apps, 1000's of pictures/videos and god knows how many emails/messages that are stored on my phone and have been for the 2ish years ive had it. There is no problem with the storage capabilities of the iphone as far as im aware. Unless for whatever reasons you wanted to store vast quantities of pronography of which one man could only hope to go through in their lifetime?!


http://www.theregister.co.uk/2012/09/12/iphone_five_reasons/

Responses and counter arguments in red.


If you dont want an iphone for whatever reason, why cant you ignore it. As soon as someone talks about the iphone everyone gets dead personal. You dont like it dont have it. I dont like cocaine, i dont talk about it or do it. I dont argue with people who do it or want to associate myself with someone who does it. I dont want to discuss the matter or anything i just want nothing to do with them. Why cant you treat apple fans/products the same as cocaine!?!?!?