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iPhone 5 through financing (Barclays)

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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    smileigh wrote: »
    It's not a better clock... the post said that the new iPhone 'resets the clock' for screen size and speed, as in it beats any other phone hands down...

    Whatever it is it's still not worth the upgrade from the 4s and many have said wait for the 5s concept which apparantly is meant to come with little hands that makes you cups of tea and also make you lunch with a touch of a button and comes with an extending rabbit vibrator.
  • markwilkinson
    markwilkinson Posts: 568 Forumite
    Trying to stay away from the phone debate, I've had an iPhone and hated it, currently have a BB which I really like. I doubt the early payment will save you interest. Settlement figures seem to be thing of the past these days, the chances are your interest is fixed and paying early won't reduce that. I think all that will happen is that you will reduce your payment period.

    If you want to make the best of the situation and get a few pence back then save the £300 and wait until your outstanding loan amount is £300 then pay it off. The interest gained on the £300 saved you could consider as a saving on the interest paid on the loan?
  • tell_it_how_it_is
    tell_it_how_it_is Posts: 555 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    £600 for a bit of a mobile phone. The world truly is mad. :)
    “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    I paid £600 for a mobile phone this morning, and I can guarantee that I won't regret it for a single second!:j
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    shortcrust wrote: »
    I paid £600 for a mobile phone this morning, and I can guarantee that I won't regret it for a single second!:j

    If that is pay as you as well your phone will cost more then running a car.
  • knoxvillain
    knoxvillain Posts: 177 Forumite
    BugsyBrowne wrote: »
    Should of waited for the iPhone 6 concept next year as at the moment they are telling 4s owners to wait and not to upgrade to the 5 as the difference is minimal and not worth the upgrade.

    Chances are it'll be an iPhone 5S rather than a 6 so it'll be minimal changes again.

    Enjoy your iPhone 5 glasgowm148 :)
    Defaultless as of 12th Sept 2012 :)
    BugsyBrowne wrote: »
    Listen here default Dave why don't you take your bullsh*t and stick it up your defaulted ar*e and then stick your defaulted credit report and stick it in your defaulted gob.
  • jamiefly
    jamiefly Posts: 149 Forumite
    Nothing wrong with what the OP is doing here. I have done the same and it's worked out really well although I am sticking with my iPhone 4S this time ;)
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    shortcrust wrote: »
    No and no. I just have some spare cash at the mo.

    My current iphone has lasted me for three years and I'll probably still get around £100 when it sell it second hand.

    Some people buy expensive clothes and shoes, though they could buy much cheaper alternatives. Others go on expensive holidays, though they could go to much cheaper destinations... (and so on...). I buy an expensive phone every few years rather than the much cheaper alternatives. I'm excited about it, I can afford it, and frankly, I feel that I deserve it!:T

    I've never understood why people rush to pour cold water over other people's spending.

    That's fair enough it's like me I would rather spend money in fully inclusive accommodation in the Med rather then a rainy butlins or pontins full of push chairs.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    BugsyBrowne wrote: »
    That's fair enough it's like me I would rather spend money in fully inclusive accommodation in the Med rather then a rainy butlins or pontins full of push chairs.

    Maybe the OP can spend his holidays in the Maldives with a personal butler ! We don't know do we ?
  • knoxvillain
    knoxvillain Posts: 177 Forumite
    Back on topic?
    Defaultless as of 12th Sept 2012 :)
    BugsyBrowne wrote: »
    Listen here default Dave why don't you take your bullsh*t and stick it up your defaulted ar*e and then stick your defaulted credit report and stick it in your defaulted gob.
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