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Bank Account and Credit Reference Agencies
noss
Posts: 17 Forumite
Hi All
I've checked my Experian Credit report which gives me a rating of 958 where as my Equifax report gives me only 409. I was wondering if it would be possible to open a bank account in Santander (not a cash account) so I could build up my credit score? Do Santander use Experian only? I was rejected for a bank account in Barclays in 2005 because of bad debts before and have never tried since. Any advice would be much appreciated.
Cheers
I've checked my Experian Credit report which gives me a rating of 958 where as my Equifax report gives me only 409. I was wondering if it would be possible to open a bank account in Santander (not a cash account) so I could build up my credit score? Do Santander use Experian only? I was rejected for a bank account in Barclays in 2005 because of bad debts before and have never tried since. Any advice would be much appreciated.
Cheers
0
Comments
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Only if had an O/D0
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You can apply for an everyday account or if that's declined there is a branch only credit builder account called the instant plus which is a half way house bank account.
it reports to cra's and comes with a visa debit online card but no chequebook or o/d facilities.0 -
Hi All
I've checked my Experian Credit report which gives me a rating of 958 where as my Equifax report gives me only 409. I was wondering if it would be possible to open a bank account in Santander (not a cash account) so I could build up my credit score? Do Santander use Experian only? I was rejected for a bank account in Barclays in 2005 because of bad debts before and have never tried since. Any advice would be much appreciated.
Cheers
What's your credit history like?0
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