Here's my credit report. Chances of being accepted? 18 years old.

Fiddlestick

TrueUnitedFan wrote: »

I will do now, I just want to put it in the best position possible in order for me to get a loan or something like that case of an emergency.

I didn't quite follow your post, but I think you said your outgoings per month are only £250 is that correct?

If so, just save up as much as you can and then you will already have an emergency fund without needed to take a loan at a future date.

jonesMUFCforever

8 searches in 9 months is too many - pay your bills on time and make sure you go on or stay on the electoral roll.
As for getting loans having a savings pot showing you are able to save should help this , so do not concentrate fully just on getting cards.

TrueUnitedFan

Well well well... not getting my hopes up by after 2 days after applying I received a letter saying your barclaycard is ready and waiting, all we need is an signature... NO ID ASKED.

So i'm guessing I've been accepted? I've got a lot of searches so I'm quite surprised if it's the case.

obay

i wouldn't even bother you'll mess up your life before you start, do as other's had said; build an emergency fund with your current money income.

I would use your other cards but don't over use.. Barclays are !!!!!!!s if you miss a payment.. etc..

jonesMUFCforever

Oh True United you have started another thread which is a waste of time.

I thought the name was fimiliar - other posters please check some of his other posts before wasting your time on this thread.