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Bank Charges Small Claims fee

lornski_2
lornski_2 Posts: 4 Newbie
in Reclaim bank & credit card charges
Hi. In 2007 I paid £120 to HMCS to launch a claim against my bank, for unfair bank charges. I later got a letter saying that all claims had been suspended pending the outcome of the test case. As we all know suprisingly, the courts ruled in the banks favour.

As my case was never heard, can i reclaim my £120 or is that money now lost?

Comments

  • Wywth
    Wywth Posts: 5,079 Forumite
    lornski wrote: »
    Hi. In 2007 I paid £120 to HMCS to launch a claim against my bank, for unfair bank charges. I later got a letter saying that all claims had been suspended pending the outcome of the test case. As we all know suprisingly, the courts ruled in the banks favour.

    As my case was never heard, can i reclaim my £120 or is that money now lost?

    Who do you think should refund you for your filing of your unfounded claim against your bank? :huh:
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The risks of taking legal action and losing are that you can suffer the costs.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • lornski_2
    lornski_2 Posts: 4 Newbie
    It didn't actually get to court, i had no court date and it wasn't thrown out, that's why i asked the question.
  • Wywth
    Wywth Posts: 5,079 Forumite
    lornski wrote: »
    It didn't actually get to court, i had no court date and it wasn't thrown out, that's why i asked the question.

    The fee was to file your claim with the court. Your claim was successfully filed as the defendant responded.
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