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do we need a new boiler??

hi,
we have noticed our boiler is constantly seeming to be "firing up" im not very technical but its blowing out the steam day and night outside and always making a noise as if we have heating on, when we dont, and gas bills are getting very high; but matches the meter, but we are out all day, i dont get it
but anyway OH says its naffed and we might need new one ??
its approx 9years old

any advice on whether we do (okay so i know i havent provided very good info!)
or how much that is gonna set us back?
were to start?

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