Capital one ppi reclaim

kevg1980_2

dunstonh wrote: »

For self employment, the typical criteria is that you cease trading, cease paying class 2 NI and sign on. If the provider starts asking for more things then you are entering the realms of unfair requirements. Such as the one jay-1 mentions.

edit: posted before above post was made. Additional added:

I would consider those terms too restrictive on unemployment. So, go with self employment not covered or not reasonably covered due to too harsh a restriction. You will probably have to end up with the FOS for them to decide but they dont like restrictions which are too heavy.

Sorry i don't mean to be stupid here, but i'm not sure i understand your edit.

Are you saying you think i have a case as they aren't very clear or they are too selective on their process?

As i said it is all pretty new to me so it needs to be explained in very simple terms! :undecided

jay-1

dunstonh wrote: »

For self employment, the typical criteria is that you cease trading, cease paying class 2 NI and sign on. If the provider starts asking for more things then you are entering the realms of unfair requirements. Such as the one jay-1 mentions.

edit: posted before above post was made. Additional added:

I would consider those terms too restrictive on unemployment. So, go with self employment not covered or not reasonably covered due to too harsh a restriction. You will probably have to end up with the FOS for them to decide but they dont like restrictions which are too heavy.

Look like you have a good reason for mis sell but as dunstonh says it may have to go to the FOS if they do not uphold but I have read that Capital one are good at upholding genuine claims

-taff

kevg1980 wrote: »

Plus this website on capital one ppi reclaims. Which seems to give some good advice and seems to suggest i do have a claim.
dpaclaims. co.uk/capital-one-ppi-claims.html.

this is a claims company, they're trying to lure you in with false promises, by hinting you MAY have been missold, rather than you actually were, and listing some common misselling reasons.