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Bankrupt lodger upping my home insurance renewal
technolog
Posts: 6 Forumite
Hi,
My best mate moved in last July after having to give up his house due to bankruptcy. I rang my insurers (Norwich Union) at the time to inform them and they said it wouldn't make any difference to the cost of my insurance.
Last year my insurance was about £250, this year Norwich Union quoted £305.07 (the usual loyal [STRIKE]customer[/STRIKE] sucker increase) for renewal so I thought I'd better shop around.
I was gutted to have missed Tesco's offer by a couple of days but used the MSE suggested sites and got a quote of £158 from (I think) MasterQuote. When I clicked through to their site to confirm the quote and answered all their questions - which included asking about lodgers and if anyone living at the property had ever been made banrupt - and the quote increases to £299.
So does anyone know of any companies that take a more reasonable view of bankrupt lodgers or preferably don't ask such awkward questions. Any other ideas for shaving a few pounds off would be welcome.
My best mate moved in last July after having to give up his house due to bankruptcy. I rang my insurers (Norwich Union) at the time to inform them and they said it wouldn't make any difference to the cost of my insurance.
Last year my insurance was about £250, this year Norwich Union quoted £305.07 (the usual loyal [STRIKE]customer[/STRIKE] sucker increase) for renewal so I thought I'd better shop around.
I was gutted to have missed Tesco's offer by a couple of days but used the MSE suggested sites and got a quote of £158 from (I think) MasterQuote. When I clicked through to their site to confirm the quote and answered all their questions - which included asking about lodgers and if anyone living at the property had ever been made banrupt - and the quote increases to £299.
So does anyone know of any companies that take a more reasonable view of bankrupt lodgers or preferably don't ask such awkward questions. Any other ideas for shaving a few pounds off would be welcome.
If brains were dynamite, he wouldn't have enough to blow his hat off!
0
Comments
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Most home insurance companies ask about lodgers but as you know him and theres only one then that's usually fine. Try M&S they don't ask about if anyones bankrupt and it's not relevant.0
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