Craft Maker/Seller Product and Public Liability Insurance

alpinemonkey

Hi,

My partner has started an arts and crafts business, making and selling handmade goods through third party shops and markets as well as by email order.

She has been advised to take out both product and public liability insurance but is finding the process of sourcing this very laborious.

Either a website will only seem to be referring to Public Liability (calling it Business Insurance) or it will assume that she has a shop and therefore wants to insure the property.

Is there something we are missing? Is there a good way to "compare the market" for both of these products in a way that will suit her own needs?

I know a few individual insurers have been mentioned on this forum in other places but we want to be able to compare so that we know we are getting a good price.

Any help greatly appreciated!

Thanks in advance.

dacouch

The first three returns (Not the top three ads) all do specific schemes for market trading and it's very cheap http://www.google.co.uk/#hl=en&gs_nf=1&cp=16&gs_id=1p&xhr=t&q=market+traders+insurance&pf=p&output=search&sclient=psy-ab&oq=market+traders+i&gs_l=&pbx=1&bav=on.2,or.r_gc.r_pw.r_qf.&fp=75226a36e940693a&biw=1366&bih=600

rs65

Products liability usually comes as part of a public liability policy rather than a separate policy.

I assume she works from home. You can get a business from home policy these days.

Here is a policy summary for example, which includes PL and Prods and also stock etc:-

http://www.directlineforbusiness.co.uk/pdf/home-business-insurance-policy-summary-dlfb78.pdf