Car insurance - negligent 3rd party

magpiecottage

Sgt_Pepper wrote: »

Is your works carpark a public place?

Presumably to be covered by the Highway Code, the pavement in question must constitute part of the highway.

chanz4

magpiecottage wrote: »

Presumably to be covered by the Highway Code, the pavement in question must constitute part of the highway.

yeah but people don't understand the difference

Sgt_Pepper_2

magpiecottage wrote: »

Presumably to be covered by the Highway Code, the pavement in question must constitute part of the highway.

chanz4 wrote: »

yeah but people don't understand the difference

The highway code is just a guide, the road traffic act provides the legislation.

InsideInsurance

Plus the highway code itself doesnt make something legal or illegal nor does failing to follow it make someone liable or not liable if they were following it.

Obviously dont know the carpark layout but I am assuming it is similar to a supermarket carpark where vehicles do park next to each other as standard. I do not see the direct relevance that the bike was on a pavement to the fact that your vehicle was damaged by it. If it had been along side it in another space or behind or infront of your car and the wind just blew in the opposite direction it would still have fallen and still caused damage to your vehicle.

You will need to prove what they did that was unreasonable for the average person to do if you want to be able to claim from them/ their insurers