Welcome to the Bankruptcy Board

IF

Every now and then we have had a number of offensive and insensitive comments made on the BR board.

What do we mean by this?
A person that posts deliberately provocative, nasty or hurtful comments on threads is know as a Troll. They may be a person with no previous connection to the board or someone that has created a pseudonym to get their point made. If you should get such a comment made on any thread you post, please realise this comment is not directed at you personally so please ignore these nasty comments and continue to post here as normal because the majority of us really are a lovely bunch – ooops, modesty! That said there are different writing styles; some brief and some harsh but helpful. If you happen to read them when you are not going through such an emotional time, you may find you are not as offended. So if they have upset you please try not to respond angrily. Most people are simply trying to help.

What should I do if I get a comment made on my thread?
Firstly do not respond to the comment as this is invariably what the troll wants.
So to get rid of the offending post, at the bottom of the post towards the right hand side you’ll see a red "Warning" triangle within a blue “Report” icon, as shown below:

Click the icon and then "send" the message with the posters name which will inform the MSE team, who will then review its content and deal with it as appropriate; sometimes even deleting the Poster by making their status PPR’d (Posting Privileges Removed). Remember, this site is an asset to so many people, especially those that feels like their world is falling in around them. There is a wealth of knowledgeable people here all willing to help, whatever you do, do not let the comments of one silly individual deter you from availing yourself of the knowledge base that is on offer here.

PLEASE DO NOT LEAVE THE FORUM

It is testament to the work that Martin has done and continues to do that so many people give their time, knowledge and experience freely to others; without judgement, to lift people out of the depths of their debt crisis

PLEASE DO NOT LET THE ACTIONS OF THE MINORITY RUIN THAT

fermi

minx80 wrote: »

hi all, i went bankrupt dec 2007 and discharged aug 2008. still waiting for credit to get better (currently pretty poor) any tips i would be grateful.

Moved to a new thread.

https://forums.moneysavingexpert.com/discussion/4426257

dojoman

Morning fellow bumpers:)

IF

Morning all :hello:

solventsoon

[STRIKE]Morning[/STRIKE]Afternoon:o If and Dojo :wave:
Hope you're both enjoying your Sunday

Love that If :T:T

fermi

concerned_spouse wrote: »

Hello friendly advisors, I am hoping you can answer a very important question for me. My partner has recently declared bankruptcy because as hard as she tried she cant clear some long standing debt from a reationship some years ago, to cut a long story short she has reached an agreement with the OR and because her outgoings are less than her income she is kind of sorted, however the OR have asked her to let them know if there are any changes in my own income as it will mean she will have to pay a proportionate ammount to them. I am right behind my partner in every way and the last thing she wanted to do was go bankrupt but the IVA didnt work out at all, is it compulsory for me to tell my wife of my income and can the OR look into my wage details and bank account without my specific permission.we dont want to end up in court obviously but we dont want to pay money we cant afford either. thanks for you time in anticipation of a usefull answer. CS.

Moved to a new thread.

---> https://forums.moneysavingexpert.com/discussion/4426785

IF

fermi wrote: »

Moved to a new thread.

---> https://forums.moneysavingexpert.com/discussion/4426785

Thank you Fermi :beer:

dojoman

Good morning everyone:D

IF

Morning all :hello:

solventsoon

Morning everyone :wave:
And a big HELLLOOOOOOOOOOO to If and Dojo, hope you're both well today.

Why is it Monday again... already? Bart definitely has my sympathy If:D:D