Broken collar bone travel insurance

deed02392

Hey guys,

I've been planning a holiday to USA/Canada, 17 days of spending a few nights in the big east coast cities. But a few days ago I came off my bike and broke my collar bone. I still haven't got travel insurance but I go away tomorrow, so need to arrange it today!

I guess I can't just do it online now due to having broken collar bone - do I need to phone up and tell them? Not sure what to do.

Thanks!

InsideInsurance

No, there are a fair number of travel insurance companies that you can still deal with online.

Insurers generally deal with pre-existing issues in one of three ways:

1) Refuse to sell
2) No cover provided for condition/ issue
3) Full cover provided with loading for condition/ issue

Assuming you dont want cover for complications with your break then anyone who does option 2 will still be fine.

Some who do option 3 have online screening and given the simple nature of your issue it may well go through, if not then they normally automatically trip over to telephone - in some cases you call them in others they call you.

McKneff

A lesson for all, do your travel insurance as soon as you have booked your holiday.

I doubt you would be able to go if you had broken both your legs and so you would have lost ALL your holiday money.